2013 BMW 135i Car Insurance Calculator

Learn in real-time how the choices you make impact the insurance cost for a 2013 BMW 135i. Fine-tune factors like homeowner status, credit history, policy coverages, and liability limits. Find out instantly if and why the choice you make has an impact on insurance rates.

The average estimated car insurance premium for a 2013 BMW 135i is $1,624 per year, or about $135 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,624

Cost Per Month

$135

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 135i Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 BMW 135i.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,624
Average Rate
Your Rate
$1,624

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 BMW 135i trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 BMW 135i is $1,624.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 BMW 135i vs. the Small Luxury Car Segment

The table below compares insurance rates for the 2013 BMW 135i against all other models in the small luxury car segment. The BMW 135i is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 135i, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 135i.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 BMW 135i Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz SLK250$1,478-$146
2Mercedes-Benz SLK 350$1,520-$104
3BMW 128i$1,524-$100
4Volvo C30$1,552-$72
5Volvo S60$1,558-$66
6Lexus IS 350$1,598-$26
7BMW 320i$1,610-$14
8BMW 135i$1,624--
9Lexus CT 200H$1,632$8
10Lexus IS 250$1,640$16
2013 Small Luxury Car Average$1,675$51
11Mercedes-Benz C300$1,698$74
12Audi A4$1,704$80
13BMW 328i$1,712$88
14BMW 328xi$1,752$128
15Mercedes-Benz C250$1,780$156
16BMW 335xi$1,792$168
17Cadillac ATS$1,800$176
18BMW Activehybrid 3$1,812$188
19BMW 335i$1,818$194
20Lexus IS F$1,886$262

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 135i Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 BMW 135i.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 BMW 135i Insurance Rates by Trim Level
2013 BMW 135i Trim Level Annual Premium Cost Per Month
Convertible$1,534$128
S Convertible$1,598$133
Coupe$1,658$138
S Coupe$1,712$143

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 BMW 135i for different driver ages.

2013 BMW 135i Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,808$484
17$5,600$467
18$4,970$414
19$4,547$379
20$3,479$290
21$3,318$277
22$2,966$247
23$2,457$205
24$2,317$193
25$1,878$157
30$1,726$144
35$1,670$139
40$1,624$135
45$1,524$127
50$1,448$121
55$1,350$113
60$1,354$113
65$1,440$120
70$1,560$130
75$1,846$154
80$2,268$189

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 135i trim levels.