2017 BMW 230i Car Insurance Calculator

Watch in real-time how changes to different risk factors impact car insurance rates for a 2017 BMW 230i. Ajust options like policy discounts, vehicle trim level, and driving violations to see how insurance rates are affected. See instantly if rates increase or decrease and why.

The average estimated car insurance premium for a 2017 BMW 230i is $1,848 per year, or about $154 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,848

Cost Per Month

$154

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 230i Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 BMW 230i.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,848
Average Rate
Your Rate
$1,848

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 BMW 230i trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 BMW 230i is $1,848.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 BMW 230i vs. the Small Luxury Car Segment

The table below compares insurance rates for the 2017 BMW 230i against all other models in the small luxury car segment. The BMW 230i is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 230i, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 230i.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 BMW 230i Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura TLX$1,806-$42
2BMW 230i$1,848--
3BMW 330i$1,870$22
4Volvo S60$1,886$38
5BMW 320i$1,888$40
6Audi S3$1,890$42
7Alfa Romeo Giulia$1,922$74
8BMW 328d$1,926$78
9BMW 330xi$1,952$104
10Lexus RC 350$1,970$122
11BMW 330e$1,978$130
12BMW i3$1,992$144
13BMW 328xi$2,008$160
2017 Small Luxury Car Average$2,015$167
14Mercedes-Benz C300$2,036$188
15Cadillac ATS$2,048$200
16Audi A4$2,054$206
17BMW M240i$2,056$208
18Lexus IS 350$2,066$218
19Mercedes-Benz B250E$2,068$220
20Mercedes-Benz AMG SLC43$2,072$224
21Lexus RC 200T$2,082$234
22Lexus IS 200T$2,088$240
23Audi RS 3$2,166$318
24Lexus CT 200H$2,192$344
25BMW 340i$2,256$408
26Lexus GS 200T$2,280$432

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 230i Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 BMW 230i.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 BMW 230i Insurance Rates by Trim Level
2017 BMW 230i Trim Level Annual Premium Cost Per Month
Convertible$1,824$152
Coupe$1,846$154
xDrive Coupe$1,846$154
xDrive Convertible$1,878$157

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 BMW 230i for different driver ages.

2017 BMW 230i Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,504$542
17$6,327$527
18$5,719$477
19$5,187$432
20$3,986$332
21$3,801$317
22$3,412$284
23$2,785$232
24$2,640$220
25$2,150$179
30$1,976$165
35$1,898$158
40$1,848$154
45$1,726$144
50$1,634$136
55$1,526$127
60$1,530$128
65$1,632$136
70$1,750$146
75$2,042$170
80$2,514$210

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 230i trim levels.