2015 BMW 328d Car Insurance Calculator

See in real-time how different driver, vehicle, and coverage options impact the cost of car insurance for a 2015 BMW 328d. Modify options like driver's age, policy discounts, and trim level and watch how each affects your rate. Know immediately whether rates increased or decreased.

The average estimated car insurance premium for a 2015 BMW 328d is $1,894 per year, or about $158 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,894

Cost Per Month

$158

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 328d Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 BMW 328d.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,894
Average Rate
Your Rate
$1,894

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 BMW 328d trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 BMW 328d is $1,894.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 BMW 328d vs. the Small Luxury Car Segment

The table below compares insurance rates for the 2015 BMW 328d against all other models in the small luxury car segment. The BMW 328d is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 328d, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 328d.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 BMW 328d Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz SLK 250$1,378-$516
2Mercedes-Benz SLK 350$1,548-$346
3Volvo S60$1,578-$316
4BMW 328xi$1,582-$312
5Acura TLX$1,598-$296
6BMW 228xi$1,608-$286
7Audi A4$1,694-$200
8Cadillac ATS$1,742-$152
9Lexus IS 350$1,768-$126
10BMW 228i$1,780-$114
2015 Small Luxury Car Average$1,805-$89
11BMW 320i$1,806-$88
12BMW i3$1,820-$74
13Audi S3$1,822-$72
14Lexus CT 200H$1,836-$58
15Mercedes-Benz C300$1,850-$44
16Mercedes-Benz B-Electric Cell$1,856-$38
17BMW 328i$1,866-$28
18BMW 335xi$1,890-$4
19BMW 328d$1,894--
20Mercedes-Benz C250$1,954$60
21BMW M235i$1,972$78
22BMW 335i$1,992$98
23BMW Activehybrid 3$2,036$142
24Lexus RC 350$2,098$204
25Lexus IS 250$2,152$258

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 328d Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 BMW 328d.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 BMW 328d Insurance Rates by Trim Level
2015 BMW 328d Trim Level Annual Premium Cost Per Month
xDrive Station Wagon$1,756$146
Sedan$1,942$162
xDrive Sedan$1,986$166

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 BMW 328d for different driver ages.

2015 BMW 328d Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,925$577
17$6,666$556
18$5,886$491
19$5,388$449
20$4,100$342
21$3,908$326
22$3,483$290
23$2,884$240
24$2,712$226
25$2,198$183
30$2,012$168
35$1,952$163
40$1,894$158
45$1,778$148
50$1,688$141
55$1,576$131
60$1,578$132
65$1,684$140
70$1,840$153
75$2,190$183
80$2,708$226

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 328d trim levels.