2017 BMW 328d Car Insurance Calculator

View in real-time how changes to driver risk factors and vehicle options impact the cost of car insurance for a 2017 BMW 328d. Change policy coverages, liability limits, deductibles, and driver's age plus many other factors. Instantly see if rates change for better or worse.

The average estimated car insurance premium for a 2017 BMW 328d is $1,926 per year, or about $161 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,926

Cost Per Month

$161

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 328d Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 BMW 328d.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,926
Average Rate
Your Rate
$1,926

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 BMW 328d trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 BMW 328d is $1,926.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 BMW 328d vs. the Small Luxury Car Segment

The table below compares insurance rates for the 2017 BMW 328d against all other models in the small luxury car segment. The BMW 328d is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 328d, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 328d.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 BMW 328d Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura TLX$1,806-$120
2BMW 230i$1,848-$78
3BMW 330i$1,870-$56
4Volvo S60$1,886-$40
5BMW 320i$1,888-$38
6Audi S3$1,890-$36
7Alfa Romeo Giulia$1,922-$4
8BMW 328d$1,926--
9BMW 330xi$1,952$26
10Lexus RC 350$1,970$44
11BMW 330e$1,978$52
12BMW i3$1,992$66
13BMW 328xi$2,008$82
2017 Small Luxury Car Average$2,015$89
14Mercedes-Benz C300$2,036$110
15Cadillac ATS$2,048$122
16Audi A4$2,054$128
17BMW M240i$2,056$130
18Lexus IS 350$2,066$140
19Mercedes-Benz B250E$2,068$142
20Mercedes-Benz AMG SLC43$2,072$146
21Lexus RC 200T$2,082$156
22Lexus IS 200T$2,088$162
23Audi RS 3$2,166$240
24Lexus CT 200H$2,192$266
25BMW 340i$2,256$330
26Lexus GS 200T$2,280$354

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 328d Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 BMW 328d.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 BMW 328d Insurance Rates by Trim Level
2017 BMW 328d Trim Level Annual Premium Cost Per Month
Sedan$1,872$156
xDrive Sedan$1,872$156
xDrive Station Wagon$2,046$171

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 BMW 328d for different driver ages.

2017 BMW 328d Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,938$578
17$6,711$559
18$5,991$499
19$5,458$455
20$4,173$348
21$3,980$332
22$3,557$296
23$2,925$244
24$2,763$230
25$2,240$187
30$2,056$171
35$1,982$165
40$1,926$161
45$1,806$151
50$1,710$143
55$1,600$133
60$1,604$134
65$1,708$142
70$1,850$154
75$2,188$182
80$2,698$225

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 328d trim levels.