2022 BMW 330i Car Insurance Calculator

Learn and understand how changes to different risk factors impact the insurance cost for a 2022 BMW 330i. Experiment with rate factors like homeowner status, credit history, and policy coverages to see how insurance rates are affected. Know immediately if the choice you made has a positive or negative impact on rates and exactly why.

The average estimated car insurance premium for a 2022 BMW 330i is $2,260 per year, or about $188 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,260

Cost Per Month

$188

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 330i Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 BMW 330i.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,260
Average Rate
Your Rate
$2,260

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 BMW 330i trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 BMW 330i is $2,260.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 BMW 330i vs. the Small Luxury Car Segment

The table below compares insurance rates for the 2022 BMW 330i against all other models in the small luxury car segment. The BMW 330i is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 330i, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 330i.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 BMW 330i Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz A220$2,100-$160
2Acura TLX$2,166-$94
3BMW 330i$2,260--
4Volvo S60$2,294$34
5BMW 330e$2,302$42
6Genesis G70$2,306$46
7BMW 228i$2,314$54
8BMW 230i$2,330$70
9Cadillac CT4$2,370$110
10Alfa Romeo Giulia$2,372$112
11Lexus RC 350$2,380$120
2022 Small Luxury Car Average$2,410$150
12Audi A4$2,476$216
13Audi S3$2,484$224
14BMW M235i$2,518$258
15Mercedes-Benz C300$2,544$284
16Audi RS 3$2,604$344
17BMW M240i$2,644$384
18Lexus IS 350$2,662$402
19BMW M340i$2,668$408

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 330i Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 BMW 330i.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 BMW 330i Insurance Rates by Trim Level
2022 BMW 330i Trim Level Annual Premium Cost Per Month
Sedan$2,236$186
xDrive Sedan$2,284$190

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 BMW 330i for different driver ages.

2022 BMW 330i Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,940$662
17$7,714$643
18$6,960$580
19$6,322$527
20$4,861$405
21$4,640$387
22$4,165$347
23$3,410$284
24$3,230$269
25$2,624$219
30$2,414$201
35$2,320$193
40$2,260$188
45$2,110$176
50$1,998$167
55$1,866$156
60$1,868$156
65$1,990$166
70$2,138$178
75$2,502$209
80$3,074$256

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 330i trim levels.