2017 BMW 440i Car Insurance Calculator

Learn how different risk factors impact the insurance cost for a 2017 BMW 440i. Adjust factors such as driver's age, policy discounts, 440i trim level, and driving record. Find out instantly whether rates increased or decreased.

The average estimated car insurance premium for a 2017 BMW 440i is $2,234 per year, or about $186 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,234

Cost Per Month

$186

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 440i Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 BMW 440i.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,234
Average Rate
Your Rate
$2,234

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 BMW 440i trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 BMW 440i is $2,234.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 BMW 440i vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2017 BMW 440i against all other models in the midsize luxury car segment. The BMW 440i is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 440i, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 440i.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 BMW 440i Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,616-$618
2Lexus IS 300$1,856-$378
3Lexus RC 300$1,910-$324
4Mercedes-Benz AMG CLA45$1,940-$294
5Audi S5$1,968-$266
6Mercedes-Benz SLC300$1,978-$256
7Lexus ES 350$1,982-$252
8Genesis G80$1,998-$236
9Mercedes-Benz E300$2,040-$194
10Mercedes-Benz CLA250$2,052-$182
11Mercedes-Benz C350E$2,056-$178
12Audi A3$2,066-$168
13Lincoln MKZ$2,070-$164
14Lexus ES 300H$2,082-$152
15BMW 430i$2,104-$130
16Jaguar XE$2,148-$86
17Audi A6$2,160-$74
18Lexus GS 350$2,202-$32
19BMW 540xi$2,210-$24
20BMW 540i$2,216-$18
21Jaguar XF$2,228-$6
22BMW 440i$2,234--
23BMW 530i$2,272$38
24Mercedes-Benz E400$2,284$50
25Mercedes-Benz AMG C43$2,310$76
26Mercedes-Benz SL450$2,312$78
2017 Midsize Luxury Car Average$2,357$123
27Mercedes-Benz E550$2,374$140
28BMW 535xi$2,382$148
29Infiniti Q50$2,384$150
30BMW 530xi$2,390$156
31Mercedes-Benz AMG E43$2,398$164
32BMW 535i$2,414$180
33Mercedes-Benz AMG C63$2,546$312
34Audi S6$2,554$320
35BMW 550xi$2,576$342
36BMW 640i$2,600$366
37Mercedes-Benz SL550$2,632$398
38BMW 640xi$2,650$416
39Lexus GS F$2,658$424
40Tesla Model S$2,710$476
41BMW 650xi$2,724$490
42Audi A7$2,752$518
43Mercedes-Benz S550E$2,842$608
44Audi S7$2,868$634
45BMW M6$3,066$832
46Mercedes-Benz SL63 AMG$3,122$888
47Mercedes-Benz SL65 AMG$3,838$1,604

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 440i Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 BMW 440i.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 BMW 440i Insurance Rates by Trim Level
2017 BMW 440i Trim Level Annual Premium Cost Per Month
Gran Coupe$2,120$177
Gran Coupe xDrive$2,172$181
Convertible$2,198$183
xDrive Convertible$2,198$183
Coupe$2,308$192
xDrive Coupe$2,398$200

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 BMW 440i for different driver ages.

2017 BMW 440i Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,931$661
17$7,716$643
18$6,975$581
19$6,320$527
20$4,850$404
21$4,627$386
22$4,150$346
23$3,375$281
24$3,202$267
25$2,596$216
30$2,386$199
35$2,292$191
40$2,234$186
45$2,080$173
50$1,970$164
55$1,840$153
60$1,846$154
65$1,972$164
70$2,118$177
75$2,484$207
80$3,066$256

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 440i trim levels.