2015 BMW 528i Car Insurance Calculator

Find out how changes to different risk factors impact the insurance cost for a 2015 BMW 528i. Experiment with your marital status, location, homeowner status, and credit rating to see the impact on rates. Instantly know if the choice you make has a positive or negative impact on rates.

The average estimated car insurance premium for a 2015 BMW 528i is $1,956 per year, or about $163 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,956

Cost Per Month

$163

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 528i Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 BMW 528i.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,956
Average Rate
Your Rate
$1,956

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 BMW 528i trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 BMW 528i is $1,956.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 BMW 528i vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2015 BMW 528i against all other models in the midsize luxury car segment. The BMW 528i is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 528i, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 528i.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 BMW 528i Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,652-$304
2Acura ILX$1,662-$294
3Audi A3$1,702-$254
4Infiniti Q40$1,706-$250
5Volvo S80$1,712-$244
6Lincoln MKZ$1,726-$230
7Mercedes-Benz SLK55 AMG$1,744-$212
8Mercedes-Benz CLA250$1,808-$148
9Mercedes-Benz CLA45 AMG$1,838-$118
10BMW 528xi$1,848-$108
11BMW 428xi$1,886-$70
12Audi A6$1,926-$30
13Audi S4$1,928-$28
14Mercedes-Benz C400$1,930-$26
15Mercedes-Benz E350$1,946-$10
16Lexus ES 300H$1,948-$8
17BMW 528i$1,956--
18Mercedes-Benz C350$1,966$10
19Audi S5$1,978$22
20BMW 428i$1,994$38
21BMW 435xi$1,998$42
22Mercedes-Benz SL400$2,016$60
23Hyundai Genesis$2,030$74
24Infiniti Q50$2,064$108
25BMW Activehybrid 5$2,088$132
26BMW 550i$2,094$138
27Mercedes-Benz E550$2,098$142
28Mercedes-Benz E400$2,110$154
29BMW 435i$2,116$160
30Audi RS 5$2,134$178
31BMW 550xi$2,138$182
2015 Midsize Luxury Car Average$2,143$187
32Jaguar XF$2,162$206
33Mercedes-Benz E250$2,166$210
34BMW 535d$2,178$222
35Lexus GS 350$2,180$224
36BMW 535xi$2,196$240
37BMW 535i$2,200$244
38Mercedes-Benz CLS400$2,204$248
39Mercedes-Benz SL550$2,238$282
40Jaguar XK$2,274$318
41BMW 640xi$2,286$330
42Audi A7$2,294$338
43Audi S6$2,318$362
44BMW 640i$2,350$394
45BMW 650xi$2,392$436
46Jaguar XKR$2,478$522
47Mercedes-Benz S550E$2,498$542
48BMW M5$2,512$556
49Mercedes-Benz SL63 AMG$2,580$624
50Tesla Model S$2,590$634
51BMW M6$2,594$638
52Audi S7$2,612$656
53Mercedes-Benz SLS AMG$3,310$1,354
54Mercedes-Benz SL65 AMG$3,360$1,404

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 528i Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 BMW 528i.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 BMW 528i Insurance Rates by Trim Level
2015 BMW 528i Trim Level Annual Premium Cost Per Month
Sedan$1,956$163

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 BMW 528i for different driver ages.

2015 BMW 528i Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,039$587
17$6,790$566
18$6,031$503
19$5,515$460
20$4,212$351
21$4,015$335
22$3,588$299
23$2,965$247
24$2,795$233
25$2,270$189
30$2,078$173
35$2,012$168
40$1,956$163
45$1,834$153
50$1,740$145
55$1,622$135
60$1,628$136
65$1,732$144
70$1,882$157
75$2,230$186
80$2,746$229

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 528i trim levels.