2015 BMW 528xi Car Insurance Calculator

See and learn how different factors impact the cost of insurance for a 2015 BMW 528xi. Tailor settings like policy discounts, trim level, and driving violations and watch the impact each has on cost. See instantly how the rate changes based on your selections and learn why rates increased or decreased.

The average estimated car insurance premium for a 2015 BMW 528xi is $1,848 per year, or about $154 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,848

Cost Per Month

$154

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 528xi Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 BMW 528xi.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,848
Average Rate
Your Rate
$1,848

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 BMW 528xi trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 BMW 528xi is $1,848.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 BMW 528xi vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2015 BMW 528xi against all other models in the midsize luxury car segment. The BMW 528xi is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 528xi, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 528xi.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 BMW 528xi Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,652-$196
2Acura ILX$1,662-$186
3Audi A3$1,702-$146
4Infiniti Q40$1,706-$142
5Volvo S80$1,712-$136
6Lincoln MKZ$1,726-$122
7Mercedes-Benz SLK55 AMG$1,744-$104
8Mercedes-Benz CLA250$1,808-$40
9Mercedes-Benz CLA45 AMG$1,838-$10
10BMW 528xi$1,848--
11BMW 428xi$1,886$38
12Audi A6$1,926$78
13Audi S4$1,928$80
14Mercedes-Benz C400$1,930$82
15Mercedes-Benz E350$1,946$98
16Lexus ES 300H$1,948$100
17BMW 528i$1,956$108
18Mercedes-Benz C350$1,966$118
19Audi S5$1,978$130
20BMW 428i$1,994$146
21BMW 435xi$1,998$150
22Mercedes-Benz SL400$2,016$168
23Hyundai Genesis$2,030$182
24Infiniti Q50$2,064$216
25BMW Activehybrid 5$2,088$240
26BMW 550i$2,094$246
27Mercedes-Benz E550$2,098$250
28Mercedes-Benz E400$2,110$262
29BMW 435i$2,116$268
30Audi RS 5$2,134$286
31BMW 550xi$2,138$290
2015 Midsize Luxury Car Average$2,143$295
32Jaguar XF$2,162$314
33Mercedes-Benz E250$2,166$318
34BMW 535d$2,178$330
35Lexus GS 350$2,180$332
36BMW 535xi$2,196$348
37BMW 535i$2,200$352
38Mercedes-Benz CLS400$2,204$356
39Mercedes-Benz SL550$2,238$390
40Jaguar XK$2,274$426
41BMW 640xi$2,286$438
42Audi A7$2,294$446
43Audi S6$2,318$470
44BMW 640i$2,350$502
45BMW 650xi$2,392$544
46Jaguar XKR$2,478$630
47Mercedes-Benz S550E$2,498$650
48BMW M5$2,512$664
49Mercedes-Benz SL63 AMG$2,580$732
50Tesla Model S$2,590$742
51BMW M6$2,594$746
52Audi S7$2,612$764
53Mercedes-Benz SLS AMG$3,310$1,462
54Mercedes-Benz SL65 AMG$3,360$1,512

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 528xi Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 BMW 528xi.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 BMW 528xi Insurance Rates by Trim Level
2015 BMW 528xi Trim Level Annual Premium Cost Per Month
Sedan$1,848$154

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 BMW 528xi for different driver ages.

2015 BMW 528xi Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,631$553
17$6,418$535
18$5,741$478
19$5,227$436
20$3,997$333
21$3,815$318
22$3,411$284
23$2,801$233
24$2,645$220
25$2,144$179
30$1,968$164
35$1,896$158
40$1,848$154
45$1,730$144
50$1,640$137
55$1,530$128
60$1,536$128
65$1,638$137
70$1,768$147
75$2,086$174
80$2,574$215

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 528xi trim levels.