2018 BMW 530e Car Insurance Calculator

Get real-time feedback how seemingly small changes impact the cost of car insurance for a 2018 BMW 530e. Customize choices like credit rating, policy coverages, and liability limits and watch the impact on your premiums. See instantly the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2018 BMW 530e is $2,460 per year, or about $205 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,460

Cost Per Month

$205

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 530e Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 BMW 530e.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,460
Average Rate
Your Rate
$2,460

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 BMW 530e trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 BMW 530e is $2,460.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 BMW 530e vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2018 BMW 530e against all other models in the midsize luxury car segment. The BMW 530e is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 530e, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 530e.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 BMW 530e Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,756-$704
2Lexus IS 300$1,908-$552
3Lexus RC 300$1,992-$468
4Mercedes-Benz SLC300$2,058-$402
5Lexus ES 350$2,062-$398
6Mercedes-Benz AMG CLA45$2,076-$384
7Audi S5$2,114-$346
8Audi A3$2,126-$334
9Mercedes-Benz CLA250$2,136-$324
10Mercedes-Benz C350E$2,146-$314
11Lincoln MKZ$2,158-$302
12Mercedes-Benz E300$2,162-$298
13Lexus ES 300H$2,170-$290
14Genesis G80$2,174-$286
15BMW 430i$2,190-$270
16Audi A6$2,212-$248
17Audi S4$2,224-$236
18Lexus GS 300$2,260-$200
19Jaguar XE$2,262-$198
20Lexus GS 350$2,282-$178
21BMW 530i$2,288-$172
22BMW 540xi$2,298-$162
23BMW 540i$2,304-$156
24BMW 440i$2,334-$126
25Jaguar XF$2,354-$106
26Mercedes-Benz AMG C43$2,410-$50
27Mercedes-Benz SL450$2,430-$30
28Mercedes-Benz E400$2,442-$18
29Infiniti Q50$2,450-$10
2018 Midsize Luxury Car Average$2,459-$1
30BMW 530e$2,460--
31Audi RS 5$2,490$30
32Mercedes-Benz AMG E43$2,500$40
33BMW 530xi$2,504$44
34BMW M550i$2,582$122
35Mercedes-Benz AMG C63$2,634$174
36BMW 640xi$2,642$182
37Audi S6$2,662$202
38BMW 640i$2,712$252
39Mercedes-Benz SL550$2,762$302
40Lexus GS F$2,772$312
41Tesla Model S$2,810$350
42Lexus LC 500H$2,834$374
43Audi A7$2,844$384
44BMW 650xi$2,848$388
45Audi S7$3,022$562
46BMW M5$3,034$574
47BMW M6$3,228$768
48Mercedes-Benz SL63 AMG$3,280$820
49Mercedes-Benz SL65 AMG$4,084$1,624

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 530e Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 BMW 530e.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 BMW 530e Insurance Rates by Trim Level
2018 BMW 530e Trim Level Annual Premium Cost Per Month
Electric iPerformance Sedan$2,452$204
Electric iPerformance xDrive Sedan$2,466$206

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 BMW 530e for different driver ages.

2018 BMW 530e Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,959$747
17$8,666$722
18$7,734$645
19$7,039$587
20$5,369$447
21$5,118$427
22$4,571$381
23$3,743$312
24$3,537$295
25$2,862$239
30$2,622$219
35$2,528$211
40$2,460$205
45$2,302$192
50$2,182$182
55$2,036$170
60$2,042$170
65$2,186$182
70$2,372$198
75$2,810$234
80$3,482$290

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 530e trim levels.