2019 BMW 530e Car Insurance Calculator

Explore and learn how seemingly small changes impact the cost of car insurance for a 2019 BMW 530e. Experiment with options like your location, homeowner status, and credit score to see how rates are affected. Immediately see why rates increase or decrease and by how much.

The average estimated car insurance premium for a 2019 BMW 530e is $2,598 per year, or about $217 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,598

Cost Per Month

$217

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 530e Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 BMW 530e.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,598
Average Rate
Your Rate
$2,598

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 BMW 530e trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 BMW 530e is $2,598.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 BMW 530e vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2019 BMW 530e against all other models in the midsize luxury car segment. The BMW 530e is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 530e, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 530e.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 BMW 530e Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,850-$748
2Lexus IS 300$2,006-$592
3Lexus RC 300$2,094-$504
4Lexus ES 350$2,140-$458
5Lincoln MKZ$2,166-$432
6Mercedes-Benz SLC300$2,188-$410
7Mercedes-Benz AMG CLA45$2,198-$400
8Audi A3$2,236-$362
9Mercedes-Benz CLA250$2,260-$338
10Audi S5$2,264-$334
11Mercedes-Benz E300$2,274-$324
12Genesis G80$2,290-$308
13Lexus ES 300H$2,312-$286
14BMW 430i$2,328-$270
15Lexus GS 300$2,368-$230
16Audi A6$2,378-$220
17Audi S4$2,390-$208
18Lexus GS 350$2,396-$202
19Mercedes-Benz CLS450$2,410-$188
20BMW 540i$2,442-$156
21BMW 530i$2,444-$154
22Mercedes-Benz E450$2,474-$124
23Jaguar XF$2,484-$114
2019 Midsize Luxury Car Average$2,497-$101
24BMW 440i$2,498-$100
25Mercedes-Benz AMG C43$2,552-$46
26Mercedes-Benz SL450$2,560-$38
27BMW 530e$2,598--
28Infiniti Q50$2,614$16
29BMW M550i$2,726$128
30Audi RS 5$2,738$140
31BMW 640i$2,772$174
32Mercedes-Benz AMG C63$2,782$184
33Tesla Model S$2,788$190
34Lexus GS F$2,914$316
35Mercedes-Benz SL550$2,922$324
36Audi A7$2,946$348
37Lexus LC 500H$2,974$376
38BMW M5$3,134$536
39BMW M6$3,472$874

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 530e Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 BMW 530e.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 BMW 530e Insurance Rates by Trim Level
2019 BMW 530e Trim Level Annual Premium Cost Per Month
Electric iPerformance Sedan$2,568$214
Electric iPerformance xDrive Sedan$2,626$219

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 BMW 530e for different driver ages.

2019 BMW 530e Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,445$787
17$9,147$762
18$8,188$682
19$7,441$620
20$5,680$473
21$5,414$451
22$4,839$403
23$3,951$329
24$3,735$311
25$3,022$252
30$2,770$231
35$2,666$222
40$2,598$217
45$2,428$202
50$2,298$192
55$2,148$179
60$2,154$180
65$2,304$192
70$2,500$208
75$2,956$246
80$3,664$305

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 530e trim levels.