2017 BMW 530i Car Insurance Calculator

Gain insights into how changing risk factors affect car insurance rates for a 2017 BMW 530i. Fine-tune factors like driver gender, whether you're married or single, the state and city you live in, and homeowner status. Instantly see how the rate changes based on your selections and learn why rates increased or decreased.

The average estimated car insurance premium for a 2017 BMW 530i is $2,272 per year, or about $189 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,272

Cost Per Month

$189

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 530i Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 BMW 530i.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,272
Average Rate
Your Rate
$2,272

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 BMW 530i trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 BMW 530i is $2,272.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 BMW 530i vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2017 BMW 530i against all other models in the midsize luxury car segment. The BMW 530i is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 530i, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 530i.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 BMW 530i Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,616-$656
2Lexus IS 300$1,856-$416
3Lexus RC 300$1,910-$362
4Mercedes-Benz AMG CLA45$1,940-$332
5Audi S5$1,968-$304
6Mercedes-Benz SLC300$1,978-$294
7Lexus ES 350$1,982-$290
8Genesis G80$1,998-$274
9Mercedes-Benz E300$2,040-$232
10Mercedes-Benz CLA250$2,052-$220
11Mercedes-Benz C350E$2,056-$216
12Audi A3$2,066-$206
13Lincoln MKZ$2,070-$202
14Lexus ES 300H$2,082-$190
15BMW 430i$2,104-$168
16Jaguar XE$2,148-$124
17Audi A6$2,160-$112
18Lexus GS 350$2,202-$70
19BMW 540xi$2,210-$62
20BMW 540i$2,216-$56
21Jaguar XF$2,228-$44
22BMW 440i$2,234-$38
23BMW 530i$2,272--
24Mercedes-Benz E400$2,284$12
25Mercedes-Benz AMG C43$2,310$38
26Mercedes-Benz SL450$2,312$40
2017 Midsize Luxury Car Average$2,357$85
27Mercedes-Benz E550$2,374$102
28BMW 535xi$2,382$110
29Infiniti Q50$2,384$112
30BMW 530xi$2,390$118
31Mercedes-Benz AMG E43$2,398$126
32BMW 535i$2,414$142
33Mercedes-Benz AMG C63$2,546$274
34Audi S6$2,554$282
35BMW 550xi$2,576$304
36BMW 640i$2,600$328
37Mercedes-Benz SL550$2,632$360
38BMW 640xi$2,650$378
39Lexus GS F$2,658$386
40Tesla Model S$2,710$438
41BMW 650xi$2,724$452
42Audi A7$2,752$480
43Mercedes-Benz S550E$2,842$570
44Audi S7$2,868$596
45BMW M6$3,066$794
46Mercedes-Benz SL63 AMG$3,122$850
47Mercedes-Benz SL65 AMG$3,838$1,566

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 530i Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 BMW 530i.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 BMW 530i Insurance Rates by Trim Level
2017 BMW 530i Trim Level Annual Premium Cost Per Month
Sedan$2,272$189

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 BMW 530i for different driver ages.

2017 BMW 530i Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,160$680
17$7,909$659
18$7,088$591
19$6,446$537
20$4,929$411
21$4,702$392
22$4,208$351
23$3,447$287
24$3,257$271
25$2,642$220
30$2,420$202
35$2,334$195
40$2,272$189
45$2,124$177
50$2,010$168
55$1,878$157
60$1,884$157
65$2,010$168
70$2,176$181
75$2,564$214
80$3,168$264

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 530i trim levels.