2017 BMW 530xi Car Insurance Calculator

Learn in real-time how changes to different risk factors impact car insurance rates for a 2017 BMW 530xi. Fine-tune factors like coverage amounts, annual mileage, vehicle usage, and driver gender. Get instant feedback if the choice you made has a positive or negative impact on rates and exactly why.

The average estimated car insurance premium for a 2017 BMW 530xi is $2,390 per year, or about $199 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,390

Cost Per Month

$199

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 530xi Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 BMW 530xi.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,390
Average Rate
Your Rate
$2,390

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 BMW 530xi trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 BMW 530xi is $2,390.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 BMW 530xi vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2017 BMW 530xi against all other models in the midsize luxury car segment. The BMW 530xi is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 530xi, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 530xi.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 BMW 530xi Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,616-$774
2Lexus IS 300$1,856-$534
3Lexus RC 300$1,910-$480
4Mercedes-Benz AMG CLA45$1,940-$450
5Audi S5$1,968-$422
6Mercedes-Benz SLC300$1,978-$412
7Lexus ES 350$1,982-$408
8Genesis G80$1,998-$392
9Mercedes-Benz E300$2,040-$350
10Mercedes-Benz CLA250$2,052-$338
11Mercedes-Benz C350E$2,056-$334
12Audi A3$2,066-$324
13Lincoln MKZ$2,070-$320
14Lexus ES 300H$2,082-$308
15BMW 430i$2,104-$286
16Jaguar XE$2,148-$242
17Audi A6$2,160-$230
18Lexus GS 350$2,202-$188
19BMW 540xi$2,210-$180
20BMW 540i$2,216-$174
21Jaguar XF$2,228-$162
22BMW 440i$2,234-$156
23BMW 530i$2,272-$118
24Mercedes-Benz E400$2,284-$106
25Mercedes-Benz AMG C43$2,310-$80
26Mercedes-Benz SL450$2,312-$78
2017 Midsize Luxury Car Average$2,357-$33
27Mercedes-Benz E550$2,374-$16
28BMW 535xi$2,382-$8
29Infiniti Q50$2,384-$6
30BMW 530xi$2,390--
31Mercedes-Benz AMG E43$2,398$8
32BMW 535i$2,414$24
33Mercedes-Benz AMG C63$2,546$156
34Audi S6$2,554$164
35BMW 550xi$2,576$186
36BMW 640i$2,600$210
37Mercedes-Benz SL550$2,632$242
38BMW 640xi$2,650$260
39Lexus GS F$2,658$268
40Tesla Model S$2,710$320
41BMW 650xi$2,724$334
42Audi A7$2,752$362
43Mercedes-Benz S550E$2,842$452
44Audi S7$2,868$478
45BMW M6$3,066$676
46Mercedes-Benz SL63 AMG$3,122$732
47Mercedes-Benz SL65 AMG$3,838$1,448

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 530xi Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 BMW 530xi.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 BMW 530xi Insurance Rates by Trim Level
2017 BMW 530xi Trim Level Annual Premium Cost Per Month
Sedan$2,390$199

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 BMW 530xi for different driver ages.

2017 BMW 530xi Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,648$721
17$8,357$696
18$7,447$621
19$6,789$566
20$5,181$432
21$4,943$412
22$4,416$368
23$3,633$303
24$3,426$286
25$2,778$232
30$2,546$212
35$2,458$205
40$2,390$199
45$2,238$187
50$2,120$177
55$1,982$165
60$1,988$166
65$2,118$177
70$2,302$192
75$2,726$227
80$3,368$281

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 530xi trim levels.