2014 BMW 535d Car Insurance Calculator

Find out how decisions you make influence insurance rates for a 2014 BMW 535d. Make changes to factors like annual miles driven, vehicle usage, and gender of the driver to see how your rate changes. Know immediately if your choice raises or lowers your rate and learn exactly why.

The average estimated car insurance premium for a 2014 BMW 535d is $2,094 per year, or about $175 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,094

Cost Per Month

$175

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 535d Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 BMW 535d.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,094
Average Rate
Your Rate
$2,094

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 BMW 535d trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 BMW 535d is $2,094.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 BMW 535d vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2014 BMW 535d against all other models in the midsize luxury car segment. The BMW 535d is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 535d, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 535d.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 BMW 535d Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura TSX$1,482-$612
2Acura ILX$1,524-$570
3Lincoln MKZ$1,536-$558
4Acura TL$1,586-$508
5Lexus ES 350$1,718-$376
6Mercedes-Benz CLA250$1,768-$326
7Audi A6$1,802-$292
8Audi S5$1,810-$284
9Mercedes-Benz SLK55 AMG$1,816-$278
10Mercedes-Benz C350$1,888-$206
11Lexus ES 300H$1,902-$192
12BMW 435i$1,930-$164
13Mercedes-Benz E250$1,934-$160
14BMW 428xi$1,936-$158
15Mercedes-Benz E350$1,946-$148
16Infiniti Q50$1,952-$142
17Mercedes-Benz E400$1,956-$138
18Lexus GS 350$1,958-$136
19BMW 528xi$1,962-$132
20BMW 535i$1,972-$122
21Audi RS 5$1,978-$116
22BMW 428i$1,982-$112
23Mercedes-Benz CLA45 AMG$1,986-$108
24Hyundai Genesis$1,988-$106
25Volvo S80$1,994-$100
26BMW 435xi$2,000-$94
27BMW 535xi$2,008-$86
28BMW Activehybrid 5$2,036-$58
29Mercedes-Benz E550$2,042-$52
30Jaguar XF$2,050-$44
31Audi S6$2,064-$30
32Audi S4$2,066-$28
33Cadillac ELR$2,078-$16
34Jaguar XK$2,080-$14
35BMW 528i$2,084-$10
2014 Midsize Luxury Car Average$2,089-$5
36BMW 535d$2,094--
37BMW 550i$2,096$2
38BMW 550xi$2,134$40
39Audi A7$2,194$100
40BMW 640i$2,196$102
41BMW 640xi$2,224$130
42Mercedes-Benz SL550$2,258$164
43Audi S7$2,310$216
44BMW 650xi$2,390$296
45BMW M5$2,394$300
46Jaguar XKR$2,470$376
47BMW M6$2,498$404
48Tesla Model S$2,512$418
49Mercedes-Benz SL63 AMG$2,596$502
50Mercedes-Benz CL63 AMG$2,858$764
51Mercedes-Benz SL65 AMG$3,212$1,118
52Mercedes-Benz SLS AMG$3,390$1,296

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 535d Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 BMW 535d.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 BMW 535d Insurance Rates by Trim Level
2014 BMW 535d Trim Level Annual Premium Cost Per Month
Sedan$2,094$175
xDrive Sedan$2,094$175

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 BMW 535d for different driver ages.

2014 BMW 535d Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,599$633
17$7,354$613
18$6,567$547
19$5,978$498
20$4,562$380
21$4,348$362
22$3,886$324
23$3,181$265
24$3,005$250
25$2,434$203
30$2,228$186
35$2,150$179
40$2,094$175
45$1,956$163
50$1,854$155
55$1,732$144
60$1,738$145
65$1,856$155
70$2,014$168
75$2,384$199
80$2,952$246

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 535d trim levels.