2015 BMW 535d Car Insurance Calculator

Explore and understand how the choices you make affect car insurance rates for a 2015 BMW 535d. Experiment with rate factors like liability limits, policy deductibles, and driver age to see how insurance rates are affected. Immediately discover how the choices you make impact rates.

The average estimated car insurance premium for a 2015 BMW 535d is $2,178 per year, or about $182 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,178

Cost Per Month

$182

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 535d Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 BMW 535d.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,178
Average Rate
Your Rate
$2,178

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 BMW 535d trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 BMW 535d is $2,178.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 BMW 535d vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2015 BMW 535d against all other models in the midsize luxury car segment. The BMW 535d is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 535d, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 535d.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 BMW 535d Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,652-$526
2Acura ILX$1,662-$516
3Audi A3$1,702-$476
4Infiniti Q40$1,706-$472
5Volvo S80$1,712-$466
6Lincoln MKZ$1,726-$452
7Mercedes-Benz SLK55 AMG$1,744-$434
8Mercedes-Benz CLA250$1,808-$370
9Mercedes-Benz CLA45 AMG$1,838-$340
10BMW 528xi$1,848-$330
11BMW 428xi$1,886-$292
12Audi A6$1,926-$252
13Audi S4$1,928-$250
14Mercedes-Benz C400$1,930-$248
15Mercedes-Benz E350$1,946-$232
16Lexus ES 300H$1,948-$230
17BMW 528i$1,956-$222
18Mercedes-Benz C350$1,966-$212
19Audi S5$1,978-$200
20BMW 428i$1,994-$184
21BMW 435xi$1,998-$180
22Mercedes-Benz SL400$2,016-$162
23Hyundai Genesis$2,030-$148
24Infiniti Q50$2,064-$114
25BMW Activehybrid 5$2,088-$90
26BMW 550i$2,094-$84
27Mercedes-Benz E550$2,098-$80
28Mercedes-Benz E400$2,110-$68
29BMW 435i$2,116-$62
30Audi RS 5$2,134-$44
31BMW 550xi$2,138-$40
2015 Midsize Luxury Car Average$2,143-$35
32Jaguar XF$2,162-$16
33Mercedes-Benz E250$2,166-$12
34BMW 535d$2,178--
35Lexus GS 350$2,180$2
36BMW 535xi$2,196$18
37BMW 535i$2,200$22
38Mercedes-Benz CLS400$2,204$26
39Mercedes-Benz SL550$2,238$60
40Jaguar XK$2,274$96
41BMW 640xi$2,286$108
42Audi A7$2,294$116
43Audi S6$2,318$140
44BMW 640i$2,350$172
45BMW 650xi$2,392$214
46Jaguar XKR$2,478$300
47Mercedes-Benz S550E$2,498$320
48BMW M5$2,512$334
49Mercedes-Benz SL63 AMG$2,580$402
50Tesla Model S$2,590$412
51BMW M6$2,594$416
52Audi S7$2,612$434
53Mercedes-Benz SLS AMG$3,310$1,132
54Mercedes-Benz SL65 AMG$3,360$1,182

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 535d Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 BMW 535d.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 BMW 535d Insurance Rates by Trim Level
2015 BMW 535d Trim Level Annual Premium Cost Per Month
Sedan$2,172$181
xDrive Sedan$2,184$182

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 BMW 535d for different driver ages.

2015 BMW 535d Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,910$659
17$7,661$638
18$6,854$571
19$6,233$519
20$4,759$397
21$4,534$378
22$4,051$338
23$3,309$276
24$3,128$261
25$2,534$211
30$2,318$193
35$2,236$186
40$2,178$182
45$2,036$170
50$1,928$161
55$1,802$150
60$1,806$151
65$1,932$161
70$2,092$174
75$2,478$207
80$3,068$256

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 535d trim levels.