2013 BMW 535i Car Insurance Calculator

Monitor in real-time how life choices affect the cost of insurance for a 2013 BMW 535i. Set options like coverage amounts, annual mileage, and vehicle usage to see their impact on rates. Immediately see if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2013 BMW 535i is $1,958 per year, or about $163 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,958

Cost Per Month

$163

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 535i Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 BMW 535i.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,958
Average Rate
Your Rate
$1,958

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 BMW 535i trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 BMW 535i is $1,958.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 BMW 535i vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2013 BMW 535i against all other models in the midsize luxury car segment. The BMW 535i is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 535i, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 535i.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 BMW 535i Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A3$1,434-$524
2Acura TL$1,458-$500
3Acura ILX$1,492-$466
4Acura TSX$1,532-$426
5Volvo C70$1,558-$400
6Lincoln MKZ$1,578-$380
7Lexus GS 350$1,586-$372
8Lexus ES 350$1,614-$344
9Audi A6$1,618-$340
10Lexus ES 300H$1,640-$318
11Mercedes-Benz SLK55 AMG$1,654-$304
12Mercedes-Benz C350$1,692-$266
13Volvo S80$1,750-$208
14Infiniti G37$1,776-$182
15Audi S5$1,786-$172
16Mercedes-Benz E350$1,800-$158
17BMW 528xi$1,802-$156
18Hyundai Genesis$1,806-$152
19Infiniti M35$1,818-$140
20Jaguar XF$1,822-$136
21Mercedes-Benz E550$1,848-$110
22Mercedes-Benz E400$1,858-$100
23Infiniti M37$1,864-$94
24BMW 535xi$1,886-$72
25BMW 550xi$1,906-$52
26Audi S4$1,912-$46
27BMW 528i$1,914-$44
28BMW Activehybrid 5$1,926-$32
29BMW 535i$1,958--
2013 Midsize Luxury Car Average$1,963$5
30Audi RS 5$1,966$8
31BMW 550i$1,980$22
32Jaguar XK$1,996$38
33Mercedes-Benz SL550$2,010$52
34Audi S6$2,064$106
35BMW 640i$2,126$168
36Mercedes-Benz S400$2,152$194
37Audi S7$2,170$212
38Audi A7$2,194$236
39Tesla Model S$2,266$308
40Jaguar XKR$2,298$340
41Mercedes-Benz S350$2,324$366
42BMW M6$2,334$376
43BMW 650xi$2,370$412
44BMW M5$2,380$422
45Mercedes-Benz SL63 AMG$2,572$614
46Mercedes-Benz CL63 AMG$2,820$862
47Mercedes-Benz SLS AMG$2,920$962
48Mercedes-Benz SL65 AMG$3,012$1,054

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 535i Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 BMW 535i.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 BMW 535i Insurance Rates by Trim Level
2013 BMW 535i Trim Level Annual Premium Cost Per Month
Sedan$1,938$162
Gran Turismo Sedan$1,978$165

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 BMW 535i for different driver ages.

2013 BMW 535i Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,100$592
17$6,855$571
18$6,096$508
19$5,563$464
20$4,244$354
21$4,046$337
22$3,614$301
23$2,974$248
24$2,804$234
25$2,274$190
30$2,080$173
35$2,012$168
40$1,958$163
45$1,832$153
50$1,738$145
55$1,624$135
60$1,630$136
65$1,734$145
70$1,890$158
75$2,236$186
80$2,764$230

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 535i trim levels.