2015 BMW 535i Car Insurance Calculator

See and learn how decisions you make affect the cost of insurance for a 2015 BMW 535i. Fine-tune factors like homeowner status, credit history, policy coverages, and liability limits. Find out instantly why rates change and by how much.

The average estimated car insurance premium for a 2015 BMW 535i is $2,200 per year, or about $183 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,200

Cost Per Month

$183

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 535i Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 BMW 535i.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,200
Average Rate
Your Rate
$2,200

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 BMW 535i trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 BMW 535i is $2,200.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 BMW 535i vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2015 BMW 535i against all other models in the midsize luxury car segment. The BMW 535i is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 535i, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 535i.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 BMW 535i Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,652-$548
2Acura ILX$1,662-$538
3Audi A3$1,702-$498
4Infiniti Q40$1,706-$494
5Volvo S80$1,712-$488
6Lincoln MKZ$1,726-$474
7Mercedes-Benz SLK55 AMG$1,744-$456
8Mercedes-Benz CLA250$1,808-$392
9Mercedes-Benz CLA45 AMG$1,838-$362
10BMW 528xi$1,848-$352
11BMW 428xi$1,886-$314
12Audi A6$1,926-$274
13Audi S4$1,928-$272
14Mercedes-Benz C400$1,930-$270
15Mercedes-Benz E350$1,946-$254
16Lexus ES 300H$1,948-$252
17BMW 528i$1,956-$244
18Mercedes-Benz C350$1,966-$234
19Audi S5$1,978-$222
20BMW 428i$1,994-$206
21BMW 435xi$1,998-$202
22Mercedes-Benz SL400$2,016-$184
23Hyundai Genesis$2,030-$170
24Infiniti Q50$2,064-$136
25BMW Activehybrid 5$2,088-$112
26BMW 550i$2,094-$106
27Mercedes-Benz E550$2,098-$102
28Mercedes-Benz E400$2,110-$90
29BMW 435i$2,116-$84
30Audi RS 5$2,134-$66
31BMW 550xi$2,138-$62
2015 Midsize Luxury Car Average$2,143-$57
32Jaguar XF$2,162-$38
33Mercedes-Benz E250$2,166-$34
34BMW 535d$2,178-$22
35Lexus GS 350$2,180-$20
36BMW 535xi$2,196-$4
37BMW 535i$2,200--
38Mercedes-Benz CLS400$2,204$4
39Mercedes-Benz SL550$2,238$38
40Jaguar XK$2,274$74
41BMW 640xi$2,286$86
42Audi A7$2,294$94
43Audi S6$2,318$118
44BMW 640i$2,350$150
45BMW 650xi$2,392$192
46Jaguar XKR$2,478$278
47Mercedes-Benz S550E$2,498$298
48BMW M5$2,512$312
49Mercedes-Benz SL63 AMG$2,580$380
50Tesla Model S$2,590$390
51BMW M6$2,594$394
52Audi S7$2,612$412
53Mercedes-Benz SLS AMG$3,310$1,110
54Mercedes-Benz SL65 AMG$3,360$1,160

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 535i Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 BMW 535i.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 BMW 535i Insurance Rates by Trim Level
2015 BMW 535i Trim Level Annual Premium Cost Per Month
Sedan$2,172$181
Gran Turismo Sedan$2,228$186

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 BMW 535i for different driver ages.

2015 BMW 535i Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,981$665
17$7,732$644
18$6,924$577
19$6,293$524
20$4,808$401
21$4,581$382
22$4,094$341
23$3,343$279
24$3,162$264
25$2,560$213
30$2,342$195
35$2,258$188
40$2,200$183
45$2,054$171
50$1,948$162
55$1,820$152
60$1,826$152
65$1,950$163
70$2,114$176
75$2,498$208
80$3,096$258

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 535i trim levels.