2017 BMW 540i Car Insurance Calculator

Monitor in real-time how different driver and vehicle factors impact the insurance cost for a 2017 BMW 540i. Experiment with rate factors like liability limits, policy deductibles, and driver age to see how insurance rates are affected. Immediately discover whether your choice results in cheaper or more expensive rates.

The average estimated car insurance premium for a 2017 BMW 540i is $2,216 per year, or about $185 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,216

Cost Per Month

$185

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 540i Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 BMW 540i.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,216
Average Rate
Your Rate
$2,216

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 BMW 540i trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 BMW 540i is $2,216.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 BMW 540i vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2017 BMW 540i against all other models in the midsize luxury car segment. The BMW 540i is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 540i, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 540i.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 BMW 540i Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,616-$600
2Lexus IS 300$1,856-$360
3Lexus RC 300$1,910-$306
4Mercedes-Benz AMG CLA45$1,940-$276
5Audi S5$1,968-$248
6Mercedes-Benz SLC300$1,978-$238
7Lexus ES 350$1,982-$234
8Genesis G80$1,998-$218
9Mercedes-Benz E300$2,040-$176
10Mercedes-Benz CLA250$2,052-$164
11Mercedes-Benz C350E$2,056-$160
12Audi A3$2,066-$150
13Lincoln MKZ$2,070-$146
14Lexus ES 300H$2,082-$134
15BMW 430i$2,104-$112
16Jaguar XE$2,148-$68
17Audi A6$2,160-$56
18Lexus GS 350$2,202-$14
19BMW 540xi$2,210-$6
20BMW 540i$2,216--
21Jaguar XF$2,228$12
22BMW 440i$2,234$18
23BMW 530i$2,272$56
24Mercedes-Benz E400$2,284$68
25Mercedes-Benz AMG C43$2,310$94
26Mercedes-Benz SL450$2,312$96
2017 Midsize Luxury Car Average$2,357$141
27Mercedes-Benz E550$2,374$158
28BMW 535xi$2,382$166
29Infiniti Q50$2,384$168
30BMW 530xi$2,390$174
31Mercedes-Benz AMG E43$2,398$182
32BMW 535i$2,414$198
33Mercedes-Benz AMG C63$2,546$330
34Audi S6$2,554$338
35BMW 550xi$2,576$360
36BMW 640i$2,600$384
37Mercedes-Benz SL550$2,632$416
38BMW 640xi$2,650$434
39Lexus GS F$2,658$442
40Tesla Model S$2,710$494
41BMW 650xi$2,724$508
42Audi A7$2,752$536
43Mercedes-Benz S550E$2,842$626
44Audi S7$2,868$652
45BMW M6$3,066$850
46Mercedes-Benz SL63 AMG$3,122$906
47Mercedes-Benz SL65 AMG$3,838$1,622

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 540i Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 BMW 540i.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 BMW 540i Insurance Rates by Trim Level
2017 BMW 540i Trim Level Annual Premium Cost Per Month
Sedan$2,216$185

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 BMW 540i for different driver ages.

2017 BMW 540i Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,785$649
17$7,608$634
18$6,939$578
19$6,263$522
20$4,819$402
21$4,596$383
22$4,131$344
23$3,340$278
24$3,176$265
25$2,582$215
30$2,378$198
35$2,274$190
40$2,216$185
45$2,064$172
50$1,948$162
55$1,820$152
60$1,828$152
65$1,954$163
70$2,086$174
75$2,426$202
80$2,994$250

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 540i trim levels.