2014 BMW 550xi Car Insurance Calculator

Get real-time feedback how the choices you make affect the cost of insurance for a 2014 BMW 550xi. Ajust options like gender of the driver, whether you're married or single, and the state and city you live in to see how insurance rates are affected. Instantly discover if your change increases or decreases premiums and why.

The average estimated car insurance premium for a 2014 BMW 550xi is $2,134 per year, or about $178 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,134

Cost Per Month

$178

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 550xi Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 BMW 550xi.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,134
Average Rate
Your Rate
$2,134

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 BMW 550xi trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 BMW 550xi is $2,134.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 BMW 550xi vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2014 BMW 550xi against all other models in the midsize luxury car segment. The BMW 550xi is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 550xi, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 550xi.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 BMW 550xi Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura TSX$1,482-$652
2Acura ILX$1,524-$610
3Lincoln MKZ$1,536-$598
4Acura TL$1,586-$548
5Lexus ES 350$1,718-$416
6Mercedes-Benz CLA250$1,768-$366
7Audi A6$1,802-$332
8Audi S5$1,810-$324
9Mercedes-Benz SLK55 AMG$1,816-$318
10Mercedes-Benz C350$1,888-$246
11Lexus ES 300H$1,902-$232
12BMW 435i$1,930-$204
13Mercedes-Benz E250$1,934-$200
14BMW 428xi$1,936-$198
15Mercedes-Benz E350$1,946-$188
16Infiniti Q50$1,952-$182
17Mercedes-Benz E400$1,956-$178
18Lexus GS 350$1,958-$176
19BMW 528xi$1,962-$172
20BMW 535i$1,972-$162
21Audi RS 5$1,978-$156
22BMW 428i$1,982-$152
23Mercedes-Benz CLA45 AMG$1,986-$148
24Hyundai Genesis$1,988-$146
25Volvo S80$1,994-$140
26BMW 435xi$2,000-$134
27BMW 535xi$2,008-$126
28BMW Activehybrid 5$2,036-$98
29Mercedes-Benz E550$2,042-$92
30Jaguar XF$2,050-$84
31Audi S6$2,064-$70
32Audi S4$2,066-$68
33Cadillac ELR$2,078-$56
34Jaguar XK$2,080-$54
35BMW 528i$2,084-$50
2014 Midsize Luxury Car Average$2,089-$45
36BMW 535d$2,094-$40
37BMW 550i$2,096-$38
38BMW 550xi$2,134--
39Audi A7$2,194$60
40BMW 640i$2,196$62
41BMW 640xi$2,224$90
42Mercedes-Benz SL550$2,258$124
43Audi S7$2,310$176
44BMW 650xi$2,390$256
45BMW M5$2,394$260
46Jaguar XKR$2,470$336
47BMW M6$2,498$364
48Tesla Model S$2,512$378
49Mercedes-Benz SL63 AMG$2,596$462
50Mercedes-Benz CL63 AMG$2,858$724
51Mercedes-Benz SL65 AMG$3,212$1,078
52Mercedes-Benz SLS AMG$3,390$1,256

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 550xi Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 BMW 550xi.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 BMW 550xi Insurance Rates by Trim Level
2014 BMW 550xi Trim Level Annual Premium Cost Per Month
AWD$2,112$176
Gran Turismo AWD$2,154$180

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 BMW 550xi for different driver ages.

2014 BMW 550xi Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,683$640
17$7,438$620
18$6,649$554
19$6,055$505
20$4,629$386
21$4,415$368
22$3,947$329
23$3,235$270
24$3,059$255
25$2,480$207
30$2,272$189
35$2,192$183
40$2,134$178
45$1,994$166
50$1,892$158
55$1,764$147
60$1,770$148
65$1,888$157
70$2,048$171
75$2,416$201
80$2,984$249

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 550xi trim levels.