2017 BMW 640xi Car Insurance Calculator

See and learn how changes to driver risk factors and vehicle options impact the cost of insurance for a 2017 BMW 640xi. Tweak settings like coverage deductibles, age of the driver, and policy discounts to see how insurance cost is affected. Immediately see how much and why your choice impacts rates.

The average estimated car insurance premium for a 2017 BMW 640xi is $2,650 per year, or about $221 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,650

Cost Per Month

$221

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 640xi Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 BMW 640xi.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,650
Average Rate
Your Rate
$2,650

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 BMW 640xi trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 BMW 640xi is $2,650.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 BMW 640xi vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2017 BMW 640xi against all other models in the midsize luxury car segment. The BMW 640xi is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 640xi, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 640xi.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 BMW 640xi Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,616-$1,034
2Lexus IS 300$1,856-$794
3Lexus RC 300$1,910-$740
4Mercedes-Benz AMG CLA45$1,940-$710
5Audi S5$1,968-$682
6Mercedes-Benz SLC300$1,978-$672
7Lexus ES 350$1,982-$668
8Genesis G80$1,998-$652
9Mercedes-Benz E300$2,040-$610
10Mercedes-Benz CLA250$2,052-$598
11Mercedes-Benz C350E$2,056-$594
12Audi A3$2,066-$584
13Lincoln MKZ$2,070-$580
14Lexus ES 300H$2,082-$568
15BMW 430i$2,104-$546
16Jaguar XE$2,148-$502
17Audi A6$2,160-$490
18Lexus GS 350$2,202-$448
19BMW 540xi$2,210-$440
20BMW 540i$2,216-$434
21Jaguar XF$2,228-$422
22BMW 440i$2,234-$416
23BMW 530i$2,272-$378
24Mercedes-Benz E400$2,284-$366
25Mercedes-Benz AMG C43$2,310-$340
26Mercedes-Benz SL450$2,312-$338
2017 Midsize Luxury Car Average$2,357-$293
27Mercedes-Benz E550$2,374-$276
28BMW 535xi$2,382-$268
29Infiniti Q50$2,384-$266
30BMW 530xi$2,390-$260
31Mercedes-Benz AMG E43$2,398-$252
32BMW 535i$2,414-$236
33Mercedes-Benz AMG C63$2,546-$104
34Audi S6$2,554-$96
35BMW 550xi$2,576-$74
36BMW 640i$2,600-$50
37Mercedes-Benz SL550$2,632-$18
38BMW 640xi$2,650--
39Lexus GS F$2,658$8
40Tesla Model S$2,710$60
41BMW 650xi$2,724$74
42Audi A7$2,752$102
43Mercedes-Benz S550E$2,842$192
44Audi S7$2,868$218
45BMW M6$3,066$416
46Mercedes-Benz SL63 AMG$3,122$472
47Mercedes-Benz SL65 AMG$3,838$1,188

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 640xi Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 BMW 640xi.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 BMW 640xi Insurance Rates by Trim Level
2017 BMW 640xi Trim Level Annual Premium Cost Per Month
Gran Coupe$2,504$209
Convertible$2,726$227
Coupe$2,726$227

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 BMW 640xi for different driver ages.

2017 BMW 640xi Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,406$784
17$9,163$764
18$8,308$692
19$7,518$627
20$5,776$481
21$5,507$459
22$4,944$412
23$4,008$334
24$3,807$317
25$3,088$257
30$2,838$237
35$2,720$227
40$2,650$221
45$2,470$206
50$2,336$195
55$2,182$182
60$2,190$183
65$2,340$195
70$2,512$209
75$2,936$245
80$3,628$302

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 640xi trim levels.