2017 BMW 650i Car Insurance Calculator

Learn and understand how seemingly small changes affect car insurance rates for a 2017 BMW 650i. Play around with factors like your location, homeowner status, credit score, and policy coverages. Get instant feedback the change in rates and learn exactly why they changed.

The average estimated car insurance premium for a 2017 BMW 650i is $2,742 per year, or about $229 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,742

Cost Per Month

$229

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 650i Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 BMW 650i.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,742
Average Rate
Your Rate
$2,742

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 BMW 650i trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 BMW 650i is $2,742.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 BMW 650i vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2017 BMW 650i against all other models in the large luxury car segment. The BMW 650i is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 650i, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 650i.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 BMW 650i Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,848-$894
2Audi A5$1,854-$888
3Cadillac XTS$1,896-$846
4Cadillac CTS$1,920-$822
5Cadillac CT6$2,054-$688
6Volvo S90$2,152-$590
7Infiniti Q70$2,228-$514
8Acura RLX$2,294-$448
9Mercedes-Benz CLS550$2,336-$406
10Lexus GS 450$2,388-$354
11Mercedes-Benz C63 AMG$2,434-$308
12Jaguar XJ$2,456-$286
13Infiniti Q60$2,478-$264
14Kia K900$2,490-$252
15Mercedes-Benz E63 AMG$2,520-$222
16Cadillac CTS-V$2,542-$200
17Genesis G90$2,566-$176
18Lexus LS 460$2,606-$136
19BMW 740e$2,616-$126
20BMW 740i$2,668-$74
21BMW 650i$2,742--
22Maserati Ghibli$2,856$114
23Porsche Panamera$2,896$154
24Jaguar XJ Super$2,908$166
25Mercedes-Benz CLS63 AMG$2,916$174
2017 Large Luxury Car Average$2,954$212
26Audi A8$3,014$272
27BMW 750i$3,084$342
28BMW Alpina B6$3,096$354
29Maserati Quattroporte$3,104$362
30Audi RS 7$3,108$366
31Mercedes-Benz S550$3,184$442
32Audi S8$3,200$458
33Mercedes-Benz AMG$3,204$462
34BMW M760xi$3,490$748
35Mercedes-Benz S63 AMG$3,612$870
36Mercedes-Benz S600$3,628$886
37Mercedes-Benz AMG S63$3,748$1,006
38Bentley Flying Spur$4,100$1,358
39Mercedes-Benz S65 AMG$4,228$1,486
40Mercedes-Benz S65$4,312$1,570
41Mercedes-Benz AMG S65$4,412$1,670
42Bentley Continental$4,416$1,674
43Bentley Mulsanne$5,426$2,684

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 650i Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 BMW 650i.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 BMW 650i Insurance Rates by Trim Level
2017 BMW 650i Trim Level Annual Premium Cost Per Month
Gran Coupe$2,664$222
Convertible$2,720$227
Coupe$2,858$238

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 BMW 650i for different driver ages.

2017 BMW 650i Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,671$806
17$9,443$787
18$8,601$717
19$7,769$647
20$5,978$498
21$5,703$475
22$5,125$427
23$4,150$346
24$3,944$329
25$3,200$267
30$2,942$245
35$2,814$235
40$2,742$229
45$2,558$213
50$2,412$201
55$2,258$188
60$2,266$189
65$2,420$202
70$2,588$216
75$3,018$252
80$3,724$310

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 650i trim levels.