2017 BMW 650xi Car Insurance Calculator

Explore and learn how life choices impact the cost of insurance for a 2017 BMW 650xi. Customize rate factors like your marital status, location, homeowner status, and credit rating. Instantly know if rates get cheaper or more expensive and why.

The average estimated car insurance premium for a 2017 BMW 650xi is $2,724 per year, or about $227 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,724

Cost Per Month

$227

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 650xi Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 BMW 650xi.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,724
Average Rate
Your Rate
$2,724

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 BMW 650xi trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 BMW 650xi is $2,724.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 BMW 650xi vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2017 BMW 650xi against all other models in the midsize luxury car segment. The BMW 650xi is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 650xi, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 650xi.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 BMW 650xi Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,616-$1,108
2Lexus IS 300$1,856-$868
3Lexus RC 300$1,910-$814
4Mercedes-Benz AMG CLA45$1,940-$784
5Audi S5$1,968-$756
6Mercedes-Benz SLC300$1,978-$746
7Lexus ES 350$1,982-$742
8Genesis G80$1,998-$726
9Mercedes-Benz E300$2,040-$684
10Mercedes-Benz CLA250$2,052-$672
11Mercedes-Benz C350E$2,056-$668
12Audi A3$2,066-$658
13Lincoln MKZ$2,070-$654
14Lexus ES 300H$2,082-$642
15BMW 430i$2,104-$620
16Jaguar XE$2,148-$576
17Audi A6$2,160-$564
18Lexus GS 350$2,202-$522
19BMW 540xi$2,210-$514
20BMW 540i$2,216-$508
21Jaguar XF$2,228-$496
22BMW 440i$2,234-$490
23BMW 530i$2,272-$452
24Mercedes-Benz E400$2,284-$440
25Mercedes-Benz AMG C43$2,310-$414
26Mercedes-Benz SL450$2,312-$412
2017 Midsize Luxury Car Average$2,357-$367
27Mercedes-Benz E550$2,374-$350
28BMW 535xi$2,382-$342
29Infiniti Q50$2,384-$340
30BMW 530xi$2,390-$334
31Mercedes-Benz AMG E43$2,398-$326
32BMW 535i$2,414-$310
33Mercedes-Benz AMG C63$2,546-$178
34Audi S6$2,554-$170
35BMW 550xi$2,576-$148
36BMW 640i$2,600-$124
37Mercedes-Benz SL550$2,632-$92
38BMW 640xi$2,650-$74
39Lexus GS F$2,658-$66
40Tesla Model S$2,710-$14
41BMW 650xi$2,724--
42Audi A7$2,752$28
43Mercedes-Benz S550E$2,842$118
44Audi S7$2,868$144
45BMW M6$3,066$342
46Mercedes-Benz SL63 AMG$3,122$398
47Mercedes-Benz SL65 AMG$3,838$1,114

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 650xi Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 BMW 650xi.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 BMW 650xi Insurance Rates by Trim Level
2017 BMW 650xi Trim Level Annual Premium Cost Per Month
Convertible$2,620$218
Gran Coupe$2,664$222
Coupe$2,890$241

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 BMW 650xi for different driver ages.

2017 BMW 650xi Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,532$794
17$9,317$776
18$8,504$709
19$7,679$640
20$5,915$493
21$5,645$470
22$5,079$423
23$4,110$343
24$3,909$326
25$3,172$264
30$2,920$243
35$2,792$233
40$2,724$227
45$2,534$211
50$2,392$199
55$2,236$186
60$2,244$187
65$2,398$200
70$2,558$213
75$2,976$248
80$3,668$306

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 650xi trim levels.