2019 BMW 740e Car Insurance Calculator

Learn and understand how decisions you make impact car insurance rates for a 2019 BMW 740e. Customize choices like credit rating, policy coverages, and liability limits and watch the impact on your premiums. See instantly whether your selection increases or decreases your premium.

The average estimated car insurance premium for a 2019 BMW 740e is $2,956 per year, or about $246 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,956

Cost Per Month

$246

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 740e Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 BMW 740e.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,956
Average Rate
Your Rate
$2,956

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 BMW 740e trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 BMW 740e is $2,956.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 BMW 740e vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2019 BMW 740e against all other models in the large luxury car segment. The BMW 740e is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 740e, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 740e.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 BMW 740e Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CTS$2,124-$832
2Lincoln Continental$2,156-$800
3Audi A5$2,166-$790
4Cadillac CT6$2,220-$736
5Cadillac XTS$2,258-$698
6Volvo S90$2,358-$598
7Infiniti Q70$2,436-$520
8Acura RLX$2,512-$444
9Infiniti Q60$2,614-$342
10Lexus LS 500$2,644-$312
11Lexus LS 500H$2,654-$302
12Mercedes-Benz AMG E53$2,664-$292
13Genesis G90$2,744-$212
14Kia K900$2,784-$172
15Mercedes-Benz AMG CLS53$2,796-$160
16Cadillac CTS-V$2,810-$146
17Mercedes-Benz S450$2,854-$102
18Jaguar XJ$2,870-$86
19BMW 740e$2,956--
20BMW 740i$2,976$20
2019 Large Luxury Car Average$2,981$25
21BMW 650i$3,002$46
22BMW M850i$3,010$54
23Mercedes-Benz E63 AMG$3,210$254
24Audi A8$3,218$262
25Mercedes-Benz S560$3,228$272
26BMW 750i$3,234$278
27Porsche Panamera$3,394$438
28BMW M760i$3,870$914
29Mercedes-Benz AMG S63$3,958$1,002
30Mercedes-Benz S65 AMG$4,972$2,016
31Bentley Mulsanne$5,734$2,778

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 740e Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 BMW 740e.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 BMW 740e Insurance Rates by Trim Level
2019 BMW 740e Trim Level Annual Premium Cost Per Month
iPerformance xDrive Sedan$2,956$246

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 BMW 740e for different driver ages.

2019 BMW 740e Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,377$865
17$10,155$846
18$9,297$775
19$8,376$698
20$6,453$538
21$6,157$513
22$5,539$462
23$4,462$372
24$4,248$354
25$3,444$287
30$3,170$264
35$3,026$252
40$2,956$246
45$2,746$229
50$2,592$216
55$2,424$202
60$2,432$203
65$2,602$217
70$2,774$231
75$3,224$269
80$3,980$332

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 740e trim levels.