2013 BMW 740i Car Insurance Calculator

Learn in real-time how changing risk factors impact the cost of insurance for a 2013 BMW 740i. Modify choices like driver gender, whether you're married or single, the state and city you live in, and homeowner status. Instantly see if the choices you make result in higher or lower insurance rates.

The average estimated car insurance premium for a 2013 BMW 740i is $2,134 per year, or about $178 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,134

Cost Per Month

$178

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 740i Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 BMW 740i.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,134
Average Rate
Your Rate
$2,134

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 BMW 740i trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 BMW 740i is $2,134.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 BMW 740i vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2013 BMW 740i against all other models in the large luxury car segment. The BMW 740i is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 740i, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 740i.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 BMW 740i Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$1,592-$542
2Cadillac CTS$1,608-$526
3Cadillac XTS$1,632-$502
4Lincoln MKS$1,712-$422
5Cadillac CTS-V$1,838-$296
6Lexus GS 450$1,912-$222
7Infiniti M56$1,938-$196
8Lexus LS 460$1,940-$194
9Hyundai Equus$1,952-$182
10Mercedes-Benz CLS550$1,992-$142
11Mercedes-Benz E63 AMG$2,100-$34
12BMW 750xi$2,126-$8
13BMW 740i$2,134--
14Jaguar XJ$2,160$26
15Mercedes-Benz C63 AMG$2,206$72
16BMW 650i$2,244$110
17Jaguar XJ Super$2,248$114
18Mercedes-Benz CLS63 AMG$2,322$188
2013 Large Luxury Car Average$2,329$195
19Lexus LS 600H$2,352$218
20Audi S8$2,378$244
21BMW 750i$2,386$252
22Mercedes-Benz S550$2,390$256
23Porsche Panamera$2,440$306
24Audi A8$2,442$308
25Mercedes-Benz CL550$2,468$334
26Maserati Quattroporte$2,474$340
27Mercedes-Benz S63 AMG$2,590$456
28BMW 760i$2,606$472
29Mercedes-Benz S600$2,806$672
30Mercedes-Benz CL600$2,820$686
31Mercedes-Benz S65 AMG$3,112$978
32Mercedes-Benz CL65 AMG$3,218$1,084
33Bentley Continental$3,244$1,110
34Bentley Mulsanne$3,806$1,672

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 740i Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 BMW 740i.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 BMW 740i Insurance Rates by Trim Level
2013 BMW 740i Trim Level Annual Premium Cost Per Month
Hybrid I Sedan$2,044$170
Sedan$2,096$175
L Sedan$2,136$178
XI Sedan$2,262$189

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 BMW 740i for different driver ages.

2013 BMW 740i Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,712$643
17$7,457$621
18$6,658$555
19$6,062$505
20$4,634$386
21$4,416$368
22$3,946$329
23$3,243$270
24$3,060$255
25$2,480$207
30$2,274$190
35$2,194$183
40$2,134$178
45$1,998$167
50$1,892$158
55$1,768$147
60$1,772$148
65$1,892$158
70$2,054$171
75$2,426$202
80$2,998$250

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 740i trim levels.