2018 BMW 740i Car Insurance Calculator

Gain insights into how seemingly small changes impact the cost of car insurance for a 2018 BMW 740i. Experiment with credit rating, policy coverages, liability limits, and coverage deductibles to see the impact on rates. Know immediately if the decisions you make influence insurance rates.

The average estimated car insurance premium for a 2018 BMW 740i is $2,824 per year, or about $235 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,824

Cost Per Month

$235

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 740i Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 BMW 740i.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,824
Average Rate
Your Rate
$2,824

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 BMW 740i trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 BMW 740i is $2,824.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 BMW 740i vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2018 BMW 740i against all other models in the large luxury car segment. The BMW 740i is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 740i, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 740i.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 BMW 740i Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,946-$878
2Cadillac CTS$2,010-$814
3Audi A5$2,090-$734
4Cadillac XTS$2,130-$694
5Cadillac CT6$2,156-$668
6Volvo S90$2,234-$590
7Lexus LS 500$2,318-$506
8Infiniti Q70$2,324-$500
9Acura RLX$2,364-$460
10Lexus LS 500H$2,408-$416
11Mercedes-Benz CLS550$2,464-$360
12Lexus GS 450$2,488-$336
13Infiniti Q60$2,536-$288
14Mercedes-Benz C63 AMG$2,582-$242
15Cadillac CTS-V$2,654-$170
16Mercedes-Benz S450$2,680-$144
17Jaguar XJ$2,692-$132
18Genesis G90$2,700-$124
2018 Large Luxury Car Average$2,783-$41
19BMW 740e$2,804-$20
20BMW 740i$2,824--
21Mercedes-Benz S560$2,832$8
22BMW 650i$2,838$14
23Audi RS 7$2,940$116
24Mercedes-Benz E63 AMG$3,020$196
25Mercedes-Benz CLS63 AMG$3,046$222
26BMW 750i$3,054$230
27Maserati Ghibli$3,058$234
28Porsche Panamera$3,118$294
29Audi A8$3,148$324
30BMW Alpina B6$3,234$410
31Maserati Quattroporte$3,246$422
32Audi S8$3,346$522
33Mercedes-Benz AMG$3,372$548
34Mercedes-Benz AMG S63$3,438$614
35BMW M760i$3,668$844
36Mercedes-Benz S65 AMG$4,432$1,608

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 740i Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 BMW 740i.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 BMW 740i Insurance Rates by Trim Level
2018 BMW 740i Trim Level Annual Premium Cost Per Month
Sedan$2,786$232
xDrive Sedan$2,860$238

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 BMW 740i for different driver ages.

2018 BMW 740i Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,912$826
17$9,695$808
18$8,860$738
19$7,992$666
20$6,153$513
21$5,872$489
22$5,280$440
23$4,265$355
24$4,056$338
25$3,290$274
30$3,028$252
35$2,892$241
40$2,824$235
45$2,626$219
50$2,480$207
55$2,316$193
60$2,326$194
65$2,486$207
70$2,654$221
75$3,086$257
80$3,806$317

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 740i trim levels.