2020 BMW 750i Car Insurance Calculator

Explore and learn how changing risk factors influence insurance rates for a 2020 BMW 750i. Customize factors such as vehicle usage, gender of the driver, and marital status to see how rates are affected. See instantly if the changes you make have a positive or negative affect on rates.

The average estimated car insurance premium for a 2020 BMW 750i is $3,628 per year, or about $302 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,628

Cost Per Month

$302

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 750i Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 BMW 750i.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,628
Average Rate
Your Rate
$3,628

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 BMW 750i trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 BMW 750i is $3,628.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 BMW 750i vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2020 BMW 750i against all other models in the large luxury car segment. The BMW 750i is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 750i, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 750i.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 BMW 750i Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,284-$1,344
2Lincoln Continental$2,372-$1,256
3Volvo S90$2,438-$1,190
4Cadillac CT6$2,516-$1,112
5Acura RLX$2,638-$990
6Lexus LS 500H$2,744-$884
7Kia K900$2,796-$832
8Lexus LS 500$2,886-$742
9Infiniti Q60$2,934-$694
10Mercedes-Benz AMG E53$2,938-$690
11Genesis G90$2,950-$678
12Mercedes-Benz AMG CLS53$3,016-$612
13BMW 840i$3,082-$546
2020 Large Luxury Car Average$3,122-$506
14Mercedes-Benz S450$3,214-$414
15BMW M850i$3,232-$396
16BMW 740i$3,340-$288
17BMW 850i$3,368-$260
18Mercedes-Benz E63 AMG$3,384-$244
19Porsche Panamera$3,518-$110
20Audi A8$3,578-$50
21Mercedes-Benz S560$3,614-$14
22BMW 750i$3,628--
23BMW M760i$4,094$466
24Mercedes-Benz AMG S63$4,374$746

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 750i Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 BMW 750i.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 BMW 750i Insurance Rates by Trim Level
2020 BMW 750i Trim Level Annual Premium Cost Per Month
xDrive Sedan$3,628$302

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 BMW 750i for different driver ages.

2020 BMW 750i Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$12,878$1,073
17$12,618$1,052
18$11,561$963
19$10,397$866
20$8,001$667
21$7,627$636
22$6,852$571
23$5,495$458
24$5,234$436
25$4,240$353
30$3,896$325
35$3,716$310
40$3,628$302
45$3,368$281
50$3,176$265
55$2,970$248
60$2,984$249
65$3,200$267
70$3,418$285
75$3,978$332
80$4,930$411

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 750i trim levels.