2023 BMW 760i Car Insurance Calculator

Monitor in real-time how decisions you make impact the cost of insurance for a 2023 BMW 760i. Update factors like vehicle usage, gender of the driver, and marital status to learn how rates change. See instantly the change in rates and learn exactly why they changed.

The average estimated car insurance premium for a 2023 BMW 760i is $3,854 per year, or about $321 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,854

Cost Per Month

$321

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW 760i Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 BMW 760i.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,854
Average Rate
Your Rate
$3,854

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 BMW 760i trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 BMW 760i is $3,854.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 BMW 760i vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2023 BMW 760i against all other models in the large luxury car segment. The BMW 760i is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW 760i, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW 760i.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 BMW 760i Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,558-$1,296
2Volvo S90$2,884-$970
3Lexus LS 500$2,978-$876
4Mercedes-Benz AMG E53$2,996-$858
5Genesis G90$3,016-$838
6BMW i7$3,034-$820
7Mercedes-Benz AMG GT43$3,062-$792
8Lexus LS 500h$3,162-$692
9BMW 840i$3,252-$602
10Mercedes-Benz EQS 450$3,326-$528
11Infiniti Q60$3,334-$520
12Mercedes-Benz S500$3,360-$494
13Audi RS 7$3,434-$420
14Mercedes-Benz EQS 580$3,448-$406
2023 Large Luxury Car Average$3,525-$329
15BMW 740i$3,618-$236
16BMW M850i$3,666-$188
17Mercedes-Benz AMG EQS$3,694-$160
18Audi A8$3,738-$116
19Audi S8$3,756-$98
20Porsche Panamera$3,818-$36
21BMW 760i$3,854--
22Mercedes-Benz S580$3,940$86
23BMW Alpina B8$4,188$334
24BMW M760i$4,322$468
25Mercedes-Benz Maybach S580$4,454$600
26Mercedes-Benz Maybach S680$4,752$898

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 760i Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 BMW 760i.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 BMW 760i Insurance Rates by Trim Level
2023 BMW 760i Trim Level Annual Premium Cost Per Month
xDrive Sedan$3,854$321

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 BMW 760i for different driver ages.

2023 BMW 760i Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$13,493$1,124
17$13,227$1,102
18$12,136$1,011
19$10,926$911
20$8,426$702
21$8,037$670
22$7,234$603
23$5,819$485
24$5,545$462
25$4,498$375
30$4,138$345
35$3,948$329
40$3,854$321
45$3,578$298
50$3,374$281
55$3,154$263
60$3,166$264
65$3,386$282
70$3,610$301
75$4,188$349
80$5,170$431

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW 760i trim levels.