2014 BMW Activehybrid 3 Car Insurance Calculator

Learn and understand how decisions you make impact car insurance rates for a 2014 BMW Activehybrid 3. Fine-tune factors like liability limits, policy deductibles, driver age, and policy discounts. Instantly know if your change increases or decreases premiums and why.

The average estimated car insurance premium for a 2014 BMW Activehybrid 3 is $1,858 per year, or about $155 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,858

Cost Per Month

$155

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW Activehybrid 3 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 BMW Activehybrid 3.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,858
Average Rate
Your Rate
$1,858

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 BMW Activehybrid 3 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 BMW Activehybrid 3 is $1,858.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 BMW Activehybrid 3 Segment Comparison

The table below compares insurance rates for the 2014 BMW Activehybrid 3 against all other models in the small luxury car segment. The BMW Activehybrid 3 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW Activehybrid 3, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW Activehybrid 3.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 BMW Activehybrid 3 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo S60$1,436-$422
2Mercedes-Benz SLK250$1,566-$292
3Mercedes-Benz C300$1,592-$266
4Cadillac ATS$1,634-$224
5Lexus CT 200H$1,646-$212
6BMW 328xi$1,702-$156
7BMW i3$1,712-$146
8BMW 320i$1,718-$140
9BMW 328i$1,732-$126
10Mercedes-Benz SLK 350$1,740-$118
2014 Small Luxury Car Average$1,749-$109
11Lexus IS 350$1,768-$90
12BMW 335xi$1,774-$84
13BMW 228i$1,776-$82
14Mercedes-Benz B-Electric Cell$1,784-$74
15Mercedes-Benz C250$1,788-$70
16Audi A4$1,810-$48
17BMW Activehybrid 3$1,858--
18BMW M235i$1,872$14
19Lexus IS 250$1,880$22
20BMW 328d$1,886$28
21Lexus IS F$1,894$36
22BMW 335i$1,902$44

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 Activehybrid 3 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 BMW Activehybrid 3.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 BMW Activehybrid 3 Insurance Rates by Trim Level
2014 BMW Activehybrid 3 Trim Level Annual Premium Cost Per Month
Sedan$1,858$155

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 BMW Activehybrid 3 for different driver ages.

2014 BMW Activehybrid 3 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,724$560
17$6,479$540
18$5,736$478
19$5,250$438
20$4,003$334
21$3,819$318
22$3,407$284
23$2,821$235
24$2,657$221
25$2,156$180
30$1,972$164
35$1,912$159
40$1,858$155
45$1,742$145
50$1,654$138
55$1,544$129
60$1,548$129
65$1,648$137
70$1,796$150
75$2,130$178
80$2,626$219

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW Activehybrid 3 trim levels.