2013 BMW Activehybrid 5 Car Insurance Calculator

Monitor in real-time how decisions you make affect car insurance rates for a 2013 BMW Activehybrid 5. Ajust options like gender of the driver, whether you're married or single, and the state and city you live in to see how insurance rates are affected. Instantly discover how the rate changes based on your selections and learn why rates increased or decreased.

The average estimated car insurance premium for a 2013 BMW Activehybrid 5 is $1,926 per year, or about $161 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,926

Cost Per Month

$161

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW Activehybrid 5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 BMW Activehybrid 5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,926
Average Rate
Your Rate
$1,926

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 BMW Activehybrid 5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 BMW Activehybrid 5 is $1,926.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 BMW Activehybrid 5 Segment Comparison

The table below compares insurance rates for the 2013 BMW Activehybrid 5 against all other models in the midsize luxury car segment. The BMW Activehybrid 5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW Activehybrid 5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW Activehybrid 5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 BMW Activehybrid 5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A3$1,434-$492
2Acura TL$1,458-$468
3Acura ILX$1,492-$434
4Acura TSX$1,532-$394
5Volvo C70$1,558-$368
6Lincoln MKZ$1,578-$348
7Lexus GS 350$1,586-$340
8Lexus ES 350$1,614-$312
9Audi A6$1,618-$308
10Lexus ES 300H$1,640-$286
11Mercedes-Benz SLK55 AMG$1,654-$272
12Mercedes-Benz C350$1,692-$234
13Volvo S80$1,750-$176
14Infiniti G37$1,776-$150
15Audi S5$1,786-$140
16Mercedes-Benz E350$1,800-$126
17BMW 528xi$1,802-$124
18Hyundai Genesis$1,806-$120
19Infiniti M35$1,818-$108
20Jaguar XF$1,822-$104
21Mercedes-Benz E550$1,848-$78
22Mercedes-Benz E400$1,858-$68
23Infiniti M37$1,864-$62
24BMW 535xi$1,886-$40
25BMW 550xi$1,906-$20
26Audi S4$1,912-$14
27BMW 528i$1,914-$12
28BMW Activehybrid 5$1,926--
29BMW 535i$1,958$32
2013 Midsize Luxury Car Average$1,963$37
30Audi RS 5$1,966$40
31BMW 550i$1,980$54
32Jaguar XK$1,996$70
33Mercedes-Benz SL550$2,010$84
34Audi S6$2,064$138
35BMW 640i$2,126$200
36Mercedes-Benz S400$2,152$226
37Audi S7$2,170$244
38Audi A7$2,194$268
39Tesla Model S$2,266$340
40Jaguar XKR$2,298$372
41Mercedes-Benz S350$2,324$398
42BMW M6$2,334$408
43BMW 650xi$2,370$444
44BMW M5$2,380$454
45Mercedes-Benz SL63 AMG$2,572$646
46Mercedes-Benz CL63 AMG$2,820$894
47Mercedes-Benz SLS AMG$2,920$994
48Mercedes-Benz SL65 AMG$3,012$1,086

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Activehybrid 5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 BMW Activehybrid 5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 BMW Activehybrid 5 Insurance Rates by Trim Level
2013 BMW Activehybrid 5 Trim Level Annual Premium Cost Per Month
Sedan$1,926$161

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 BMW Activehybrid 5 for different driver ages.

2013 BMW Activehybrid 5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,976$581
17$6,732$561
18$5,980$498
19$5,461$455
20$4,167$347
21$3,974$331
22$3,547$296
23$2,926$244
24$2,756$230
25$2,236$186
30$2,046$171
35$1,982$165
40$1,926$161
45$1,804$150
50$1,710$143
55$1,598$133
60$1,604$134
65$1,708$142
70$1,860$155
75$2,202$184
80$2,720$227

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW Activehybrid 5 trim levels.