BMW Alpina B8 Car Insurance Calculator

Monitor in real-time how life choices influence insurance rates for a BMW Alpina B8. Make changes to factors like annual miles driven, vehicle usage, and gender of the driver to see how your rate changes. Know immediately the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2023 BMW Alpina B8 is $4,188 per year, or about $349 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$4,188

Cost Per Month

$349

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW Alpina B8 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a BMW Alpina B8.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$4,188
Average Rate
Your Rate
$4,188

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year BMW Alpina B8.

The 'Average Rate' is a combined value for all BMW Alpina B8 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 BMW Alpina B8 is $4,188.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 BMW Alpina B8 Segment Comparison

The table below compares insurance rates for the 2023 BMW Alpina B8 against all other models in the large luxury car segment. The BMW Alpina B8 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW Alpina B8, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW Alpina B8.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 BMW Alpina B8 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,558-$1,630
2Volvo S90$2,884-$1,304
3Lexus LS 500$2,978-$1,210
4Mercedes-Benz AMG E53$2,996-$1,192
5Genesis G90$3,016-$1,172
6BMW i7$3,034-$1,154
7Mercedes-Benz AMG GT43$3,062-$1,126
8Lexus LS 500h$3,162-$1,026
9BMW 840i$3,252-$936
10Mercedes-Benz EQS 450$3,326-$862
11Infiniti Q60$3,334-$854
12Mercedes-Benz S500$3,360-$828
13Audi RS 7$3,434-$754
14Mercedes-Benz EQS 580$3,448-$740
2023 Large Luxury Car Average$3,525-$663
15BMW 740i$3,618-$570
16BMW M850i$3,666-$522
17Mercedes-Benz AMG EQS$3,694-$494
18Audi A8$3,738-$450
19Audi S8$3,756-$432
20Porsche Panamera$3,818-$370
21BMW 760i$3,854-$334
22Mercedes-Benz S580$3,940-$248
23BMW Alpina B8$4,188--
24BMW M760i$4,322$134
25Mercedes-Benz Maybach S580$4,454$266
26Mercedes-Benz Maybach S680$4,752$564

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Alpina B8 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 BMW Alpina B8.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 BMW Alpina B8 Insurance Rates by Trim Level
2023 BMW Alpina B8 Trim Level Annual Premium Cost Per Month
xDrive Gran Coupe$4,188$349

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 BMW Alpina B8 for different driver ages.

2023 BMW Alpina B8 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$14,480$1,207
17$14,214$1,185
18$13,084$1,090
19$11,777$981
20$9,102$759
21$8,690$724
22$7,835$653
23$6,305$525
24$6,011$501
25$4,886$407
30$4,500$375
35$4,290$358
40$4,188$349
45$3,886$324
50$3,662$305
55$3,422$285
60$3,436$286
65$3,670$306
70$3,898$325
75$4,506$376
80$5,544$462

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW Alpina B8 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the BMW Alpina B8.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average BMW Alpina B8 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2023 BMW Alpina B8$4,188$349
2022 BMW Alpina B8$4,080$340

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all BMW Alpina B8 trim levels for each model year.