2015 BMW i3 Car Insurance Calculator

Monitor in real-time how different factors impact the cost of insurance for a 2015 BMW i3. Tailor settings like gender of the driver, whether you're married or single, and the state and city you live in to see how rates are impacted. Instantly discover if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2015 BMW i3 is $1,820 per year, or about $152 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,820

Cost Per Month

$152

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW i3 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 BMW i3.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,820
Average Rate
Your Rate
$1,820

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 BMW i3 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 BMW i3 is $1,820.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 BMW i3 vs. the Small Luxury Car Segment

The table below compares insurance rates for the 2015 BMW i3 against all other models in the small luxury car segment. The BMW i3 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW i3, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW i3.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 BMW i3 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz SLK 250$1,378-$442
2Mercedes-Benz SLK 350$1,548-$272
3Volvo S60$1,578-$242
4BMW 328xi$1,582-$238
5Acura TLX$1,598-$222
6BMW 228xi$1,608-$212
7Audi A4$1,694-$126
8Cadillac ATS$1,742-$78
9Lexus IS 350$1,768-$52
10BMW 228i$1,780-$40
2015 Small Luxury Car Average$1,805-$15
11BMW 320i$1,806-$14
12BMW i3$1,820--
13Audi S3$1,822$2
14Lexus CT 200H$1,836$16
15Mercedes-Benz C300$1,850$30
16Mercedes-Benz B-Electric Cell$1,856$36
17BMW 328i$1,866$46
18BMW 335xi$1,890$70
19BMW 328d$1,894$74
20Mercedes-Benz C250$1,954$134
21BMW M235i$1,972$152
22BMW 335i$1,992$172
23BMW Activehybrid 3$2,036$216
24Lexus RC 350$2,098$278
25Lexus IS 250$2,152$332

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 i3 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 BMW i3.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 BMW i3 Insurance Rates by Trim Level
2015 BMW i3 Trim Level Annual Premium Cost Per Month
Sedan$1,796$150
Range Extender Sedan$1,842$154

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 BMW i3 for different driver ages.

2015 BMW i3 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,620$552
17$6,371$531
18$5,630$469
19$5,155$430
20$3,927$327
21$3,743$312
22$3,336$278
23$2,764$230
24$2,603$217
25$2,110$176
30$1,930$161
35$1,872$156
40$1,820$152
45$1,708$142
50$1,622$135
55$1,514$126
60$1,516$126
65$1,616$135
70$1,762$147
75$2,098$175
80$2,588$216

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW i3 trim levels.