2019 BMW i8 Car Insurance Calculator

Observe in real-time how changes to risk factors and vehicle options influence insurance rates for a 2019 BMW i8. Adjust factors such as your location, homeowner status, credit score, and policy coverages. Get instant feedback the change in rates and learn exactly why they changed.

The average estimated car insurance premium for a 2019 BMW i8 is $3,708 per year, or about $309 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,708

Cost Per Month

$309

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW i8 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 BMW i8.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,708
Average Rate
Your Rate
$3,708

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 BMW i8 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 BMW i8 is $3,708.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 BMW i8 vs. the Sports Car Segment

The table below compares insurance rates for the 2019 BMW i8 against all other models in the sports car segment. The BMW i8 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW i8, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW i8.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 BMW i8 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,592-$2,116
2Ford Mustang$2,040-$1,668
3Subaru WRX$2,142-$1,566
4Nissan 370Z$2,180-$1,528
5Subaru BRZ$2,188-$1,520
6Audi TT$2,218-$1,490
7BMW M2$2,422-$1,286
8Porsche 718$2,438-$1,270
9Chevrolet Camaro$2,468-$1,240
10Lexus RC F$2,490-$1,218
11Dodge Challenger$2,556-$1,152
12Alfa Romeo 4C$2,648-$1,060
13Chevrolet Corvette$2,656-$1,052
2019 Sports Car Average$2,704-$1,004
14Lexus LC 500$2,908-$800
15Jaguar F-Type$2,944-$764
16Mercedes-Benz AMG GT53$2,960-$748
17BMW M4$3,034-$674
18Porsche 911$3,242-$466
19Acura NSX$3,476-$232
20Nissan GT-R$3,564-$144
21Mercedes-Benz AMG GT63$3,616-$92
22BMW i8$3,708--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 i8 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 BMW i8.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 BMW i8 Insurance Rates by Trim Level
2019 BMW i8 Trim Level Annual Premium Cost Per Month
Hybrid Coupe$3,626$302
Hybrid Convertible$3,786$316

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 BMW i8 for different driver ages.

2019 BMW i8 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$12,953$1,079
17$12,696$1,058
18$11,647$971
19$10,490$874
20$8,091$674
21$7,720$643
22$6,949$579
23$5,594$466
24$5,329$444
25$4,326$361
30$3,980$332
35$3,796$316
40$3,708$309
45$3,442$287
50$3,246$271
55$3,032$253
60$3,044$254
65$3,258$272
70$3,472$289
75$4,026$336
80$4,964$414

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW i8 trim levels.