2015 BMW M4 Car Insurance Calculator

Explore and learn how the choices you make impact the cost of car insurance for a 2015 BMW M4. Change vehicle usage, driver gender, marital status, and the state you live in plus many other factors. Know immediately if the choice you made raises or lower rates and why.

The average estimated car insurance premium for a 2015 BMW M4 is $2,202 per year, or about $184 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,202

Cost Per Month

$184

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW M4 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 BMW M4.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,202
Average Rate
Your Rate
$2,202

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 BMW M4 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 BMW M4 is $2,202.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 BMW M4 vs. the Sports Car Segment

The table below compares insurance rates for the 2015 BMW M4 against all other models in the sports car segment. The BMW M4 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW M4, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW M4.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 BMW M4 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,062-$1,140
2BMW Z4$1,508-$694
3Subaru WRX$1,538-$664
4Porsche Boxster$1,598-$604
5Porsche Cayman$1,632-$570
6Subaru BRZ$1,714-$488
7Audi TT$1,810-$392
8Ford Mustang$1,830-$372
9Nissan 370Z$1,840-$362
10Chevrolet Camaro$1,964-$238
11Alfa Romeo 4C$2,022-$180
2015 Sports Car Average$2,091-$111
12Porsche 911$2,120-$82
13Chevrolet Corvette$2,130-$72
14BMW M3$2,178-$24
15Dodge Challenger$2,182-$20
16BMW M4$2,202--
17Jaguar F-Type$2,290$88
18Dodge Viper$2,320$118
19Lexus RC F$2,344$142
20Audi R8$2,846$644
21Nissan GT-R$2,884$682
22BMW i8$2,972$770
23Maserati Granturismo$3,118$916

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 M4 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 BMW M4.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 BMW M4 Insurance Rates by Trim Level
2015 BMW M4 Trim Level Annual Premium Cost Per Month
Convertible$2,188$182
Coupe$2,216$185

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 BMW M4 for different driver ages.

2015 BMW M4 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,709$642
17$7,496$625
18$6,774$565
19$6,152$513
20$4,734$395
21$4,522$377
22$4,059$338
23$3,321$277
24$3,148$262
25$2,558$213
30$2,354$196
35$2,262$189
40$2,202$184
45$2,058$172
50$1,948$162
55$1,818$152
60$1,822$152
65$1,942$162
70$2,080$173
75$2,430$203
80$2,982$249

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW M4 trim levels.