2015 BMW M5 Car Insurance Calculator

Learn how different factors impact the cost of insurance for a 2015 BMW M5. Fine-tune factors like coverage amounts, annual mileage, vehicle usage, and driver gender. Get instant feedback if the choices you make result in a cheaper or more expensive rate.

The average estimated car insurance premium for a 2015 BMW M5 is $2,512 per year, or about $209 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,512

Cost Per Month

$209

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW M5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 BMW M5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,512
Average Rate
Your Rate
$2,512

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 BMW M5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 BMW M5 is $2,512.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 BMW M5 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2015 BMW M5 against all other models in the midsize luxury car segment. The BMW M5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW M5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW M5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 BMW M5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,652-$860
2Acura ILX$1,662-$850
3Audi A3$1,702-$810
4Infiniti Q40$1,706-$806
5Volvo S80$1,712-$800
6Lincoln MKZ$1,726-$786
7Mercedes-Benz SLK55 AMG$1,744-$768
8Mercedes-Benz CLA250$1,808-$704
9Mercedes-Benz CLA45 AMG$1,838-$674
10BMW 528xi$1,848-$664
11BMW 428xi$1,886-$626
12Audi A6$1,926-$586
13Audi S4$1,928-$584
14Mercedes-Benz C400$1,930-$582
15Mercedes-Benz E350$1,946-$566
16Lexus ES 300H$1,948-$564
17BMW 528i$1,956-$556
18Mercedes-Benz C350$1,966-$546
19Audi S5$1,978-$534
20BMW 428i$1,994-$518
21BMW 435xi$1,998-$514
22Mercedes-Benz SL400$2,016-$496
23Hyundai Genesis$2,030-$482
24Infiniti Q50$2,064-$448
25BMW Activehybrid 5$2,088-$424
26BMW 550i$2,094-$418
27Mercedes-Benz E550$2,098-$414
28Mercedes-Benz E400$2,110-$402
29BMW 435i$2,116-$396
30Audi RS 5$2,134-$378
31BMW 550xi$2,138-$374
2015 Midsize Luxury Car Average$2,143-$369
32Jaguar XF$2,162-$350
33Mercedes-Benz E250$2,166-$346
34BMW 535d$2,178-$334
35Lexus GS 350$2,180-$332
36BMW 535xi$2,196-$316
37BMW 535i$2,200-$312
38Mercedes-Benz CLS400$2,204-$308
39Mercedes-Benz SL550$2,238-$274
40Jaguar XK$2,274-$238
41BMW 640xi$2,286-$226
42Audi A7$2,294-$218
43Audi S6$2,318-$194
44BMW 640i$2,350-$162
45BMW 650xi$2,392-$120
46Jaguar XKR$2,478-$34
47Mercedes-Benz S550E$2,498-$14
48BMW M5$2,512--
49Mercedes-Benz SL63 AMG$2,580$68
50Tesla Model S$2,590$78
51BMW M6$2,594$82
52Audi S7$2,612$100
53Mercedes-Benz SLS AMG$3,310$798
54Mercedes-Benz SL65 AMG$3,360$848

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 M5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 BMW M5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 BMW M5 Insurance Rates by Trim Level
2015 BMW M5 Trim Level Annual Premium Cost Per Month
Sedan$2,512$209

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 BMW M5 for different driver ages.

2015 BMW M5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,864$739
17$8,616$718
18$7,772$648
19$7,060$588
20$5,424$452
21$5,175$431
22$4,642$387
23$3,795$316
24$3,592$299
25$2,920$243
30$2,680$223
35$2,578$215
40$2,512$209
45$2,344$195
50$2,216$185
55$2,070$173
60$2,076$173
65$2,214$185
70$2,380$198
75$2,790$233
80$3,430$286

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW M5 trim levels.