BMW M6 Car Insurance Calculator

Understand how choices you make affect car insurance rates for a BMW M6. Experiment with factors like credit rating, policy coverages, liability limits, and coverage deductibles. Know immediately the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2019 BMW M6 is $3,472 per year, or about $289 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,472

Cost Per Month

$289

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW M6 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a BMW M6.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,472
Average Rate
Your Rate
$3,472

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year BMW M6.

The 'Average Rate' is a combined value for all BMW M6 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 BMW M6 is $3,472.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 BMW M6 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2019 BMW M6 against all other models in the midsize luxury car segment. The BMW M6 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW M6, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW M6.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 BMW M6 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,850-$1,622
2Lexus IS 300$2,006-$1,466
3Lexus RC 300$2,094-$1,378
4Lexus ES 350$2,140-$1,332
5Lincoln MKZ$2,166-$1,306
6Mercedes-Benz SLC300$2,188-$1,284
7Mercedes-Benz AMG CLA45$2,198-$1,274
8Audi A3$2,236-$1,236
9Mercedes-Benz CLA250$2,260-$1,212
10Audi S5$2,264-$1,208
11Mercedes-Benz E300$2,274-$1,198
12Genesis G80$2,290-$1,182
13Lexus ES 300H$2,312-$1,160
14BMW 430i$2,328-$1,144
15Lexus GS 300$2,368-$1,104
16Audi A6$2,378-$1,094
17Audi S4$2,390-$1,082
18Lexus GS 350$2,396-$1,076
19Mercedes-Benz CLS450$2,410-$1,062
20BMW 540i$2,442-$1,030
21BMW 530i$2,444-$1,028
22Mercedes-Benz E450$2,474-$998
23Jaguar XF$2,484-$988
2019 Midsize Luxury Car Average$2,497-$975
24BMW 440i$2,498-$974
25Mercedes-Benz AMG C43$2,552-$920
26Mercedes-Benz SL450$2,560-$912
27BMW 530e$2,598-$874
28Infiniti Q50$2,614-$858
29BMW M550i$2,726-$746
30Audi RS 5$2,738-$734
31BMW 640i$2,772-$700
32Mercedes-Benz AMG C63$2,782-$690
33Tesla Model S$2,788-$684
34Lexus GS F$2,914-$558
35Mercedes-Benz SL550$2,922-$550
36Audi A7$2,946-$526
37Lexus LC 500H$2,974-$498
38BMW M5$3,134-$338
39BMW M6$3,472--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 M6 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 BMW M6.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 BMW M6 Insurance Rates by Trim Level
2019 BMW M6 Trim Level Annual Premium Cost Per Month
Gran Coupe$3,472$289

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 BMW M6 for different driver ages.

2019 BMW M6 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$12,225$1,019
17$11,968$997
18$10,950$913
19$9,868$822
20$7,597$633
21$7,247$604
22$6,517$543
23$5,248$437
24$4,994$416
25$4,054$338
30$3,726$311
35$3,558$297
40$3,472$289
45$3,226$269
50$3,042$254
55$2,844$237
60$2,856$238
65$3,058$255
70$3,264$272
75$3,796$316
80$4,690$391

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW M6 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the BMW M6.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average BMW M6 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2019 BMW M6$3,472$289
2018 BMW M6$3,228$269
2017 BMW M6$3,066$256
2016 BMW M6$2,796$233
2015 BMW M6$2,594$216
2014 BMW M6$2,498$208
2013 BMW M6$2,334$195

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all BMW M6 trim levels for each model year.