2016 BMW M6 Car Insurance Calculator

Watch in real-time how the choices you make affect car insurance rates for a 2016 BMW M6. Modify choices like policy discounts, M6 trim level, driving record, and coverage amounts. Know immediately if and why the choice you make has an impact on insurance rates.

The average estimated car insurance premium for a 2016 BMW M6 is $2,796 per year, or about $233 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,796

Cost Per Month

$233

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW M6 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 BMW M6.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,796
Average Rate
Your Rate
$2,796

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 BMW M6 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 BMW M6 is $2,796.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 BMW M6 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2016 BMW M6 against all other models in the midsize luxury car segment. The BMW M6 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW M6, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW M6.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 BMW M6 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,618-$1,178
2Acura ILX$1,686-$1,110
3Lexus IS 300$1,792-$1,004
4Volvo S80$1,834-$962
5Mercedes-Benz C350E$1,842-$954
6Lexus RC 300$1,856-$940
7Audi A3$1,888-$908
8Mercedes-Benz AMG CLA45$1,910-$886
9Lincoln MKZ$1,914-$882
10Lexus ES 300H$1,924-$872
11Audi A6$1,936-$860
12Mercedes-Benz CLA250$1,982-$814
13BMW 528i$2,020-$776
14Lexus GS 350$2,036-$760
15Mercedes-Benz E350$2,062-$734
16Audi S4$2,064-$732
17Mercedes-Benz SLK55 AMG$2,068-$728
18BMW 428xi$2,072-$724
19Jaguar XF$2,084-$712
20Cadillac ELR$2,090-$706
21Mercedes-Benz C450 AMG$2,100-$696
22BMW 428i$2,106-$690
23Audi S5$2,116-$680
24Hyundai Genesis$2,130-$666
25BMW 528xi$2,138-$658
26Infiniti Q50$2,144-$652
27BMW 535xi$2,150-$646
28BMW 435xi$2,174-$622
29Mercedes-Benz E250$2,192-$604
30Mercedes-Benz SL400$2,210-$586
31BMW Active 5$2,218-$578
32BMW 435i$2,224-$572
2016 Midsize Luxury Car Average$2,227-$569
33BMW 535d$2,250-$546
34Mercedes-Benz E400$2,300-$496
35BMW 535i$2,308-$488
36Mercedes-Benz E550$2,320-$476
37Audi S6$2,358-$438
38BMW 550i$2,362-$434
39Mercedes-Benz CLS400$2,436-$360
40BMW 550xi$2,452-$344
41Mercedes-Benz SL550$2,456-$340
42BMW 640i$2,490-$306
43Audi A7$2,504-$292
44BMW 640xi$2,510-$286
45BMW M5$2,518-$278
46Audi S7$2,522-$274
47Tesla Model S$2,590-$206
48Mercedes-Benz S550E$2,594-$202
49BMW 650xi$2,610-$186
50Lexus GS F$2,622-$174
51BMW M6$2,796--
52Mercedes-Benz SL63 AMG$2,876$80
53Mercedes-Benz SL65 AMG$3,584$788

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 M6 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 BMW M6.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 BMW M6 Insurance Rates by Trim Level
2016 BMW M6 Trim Level Annual Premium Cost Per Month
Convertible$2,696$225
Gran Coupe$2,790$233
Coupe$2,906$242

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 BMW M6 for different driver ages.

2016 BMW M6 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,680$807
17$9,440$787
18$8,583$715
19$7,782$649
20$6,004$500
21$5,732$478
22$5,160$430
23$4,209$351
24$3,995$333
25$3,254$271
30$2,996$250
35$2,870$239
40$2,796$233
45$2,606$217
50$2,464$205
55$2,298$192
60$2,306$192
65$2,456$205
70$2,624$219
75$3,046$254
80$3,738$312

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW M6 trim levels.