2018 BMW M6 Car Insurance Calculator

Gain insights into how life choices affect the cost of insurance for a 2018 BMW M6. Customize rate factors like M6 trim level, driving record, policy coverages, and annual miles driven. Instantly see the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2018 BMW M6 is $3,228 per year, or about $269 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,228

Cost Per Month

$269

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW M6 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 BMW M6.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,228
Average Rate
Your Rate
$3,228

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 BMW M6 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 BMW M6 is $3,228.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 BMW M6 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2018 BMW M6 against all other models in the midsize luxury car segment. The BMW M6 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW M6, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW M6.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 BMW M6 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,756-$1,472
2Lexus IS 300$1,908-$1,320
3Lexus RC 300$1,992-$1,236
4Mercedes-Benz SLC300$2,058-$1,170
5Lexus ES 350$2,062-$1,166
6Mercedes-Benz AMG CLA45$2,076-$1,152
7Audi S5$2,114-$1,114
8Audi A3$2,126-$1,102
9Mercedes-Benz CLA250$2,136-$1,092
10Mercedes-Benz C350E$2,146-$1,082
11Lincoln MKZ$2,158-$1,070
12Mercedes-Benz E300$2,162-$1,066
13Lexus ES 300H$2,170-$1,058
14Genesis G80$2,174-$1,054
15BMW 430i$2,190-$1,038
16Audi A6$2,212-$1,016
17Audi S4$2,224-$1,004
18Lexus GS 300$2,260-$968
19Jaguar XE$2,262-$966
20Lexus GS 350$2,282-$946
21BMW 530i$2,288-$940
22BMW 540xi$2,298-$930
23BMW 540i$2,304-$924
24BMW 440i$2,334-$894
25Jaguar XF$2,354-$874
26Mercedes-Benz AMG C43$2,410-$818
27Mercedes-Benz SL450$2,430-$798
28Mercedes-Benz E400$2,442-$786
29Infiniti Q50$2,450-$778
2018 Midsize Luxury Car Average$2,459-$769
30BMW 530e$2,460-$768
31Audi RS 5$2,490-$738
32Mercedes-Benz AMG E43$2,500-$728
33BMW 530xi$2,504-$724
34BMW M550i$2,582-$646
35Mercedes-Benz AMG C63$2,634-$594
36BMW 640xi$2,642-$586
37Audi S6$2,662-$566
38BMW 640i$2,712-$516
39Mercedes-Benz SL550$2,762-$466
40Lexus GS F$2,772-$456
41Tesla Model S$2,810-$418
42Lexus LC 500H$2,834-$394
43Audi A7$2,844-$384
44BMW 650xi$2,848-$380
45Audi S7$3,022-$206
46BMW M5$3,034-$194
47BMW M6$3,228--
48Mercedes-Benz SL63 AMG$3,280$52
49Mercedes-Benz SL65 AMG$4,084$856

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 M6 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 BMW M6.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 BMW M6 Insurance Rates by Trim Level
2018 BMW M6 Trim Level Annual Premium Cost Per Month
Convertible$3,162$264
Gran Coupe$3,296$275

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 BMW M6 for different driver ages.

2018 BMW M6 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$11,333$944
17$11,078$923
18$10,107$842
19$9,127$761
20$7,031$586
21$6,707$559
22$6,029$502
23$4,875$406
24$4,635$386
25$3,766$314
30$3,462$289
35$3,308$276
40$3,228$269
45$3,002$250
50$2,834$236
55$2,650$221
60$2,658$222
65$2,840$237
70$3,036$253
75$3,536$295
80$4,358$363

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW M6 trim levels.