2018 BMW M760i Car Insurance Calculator

Observe in real-time how changing risk factors impact the insurance cost for a 2018 BMW M760i. Set options like gender of the driver, whether you're married or single, and the state and city you live in to see how rates are impacted. Instantly discover if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2018 BMW M760i is $3,668 per year, or about $306 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,668

Cost Per Month

$306

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW M760i Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 BMW M760i.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,668
Average Rate
Your Rate
$3,668

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 BMW M760i trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 BMW M760i is $3,668.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 BMW M760i vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2018 BMW M760i against all other models in the large luxury car segment. The BMW M760i is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW M760i, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW M760i.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 BMW M760i Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,946-$1,722
2Cadillac CTS$2,010-$1,658
3Audi A5$2,090-$1,578
4Cadillac XTS$2,130-$1,538
5Cadillac CT6$2,156-$1,512
6Volvo S90$2,234-$1,434
7Lexus LS 500$2,318-$1,350
8Infiniti Q70$2,324-$1,344
9Acura RLX$2,364-$1,304
10Lexus LS 500H$2,408-$1,260
11Mercedes-Benz CLS550$2,464-$1,204
12Lexus GS 450$2,488-$1,180
13Infiniti Q60$2,536-$1,132
14Mercedes-Benz C63 AMG$2,582-$1,086
15Cadillac CTS-V$2,654-$1,014
16Mercedes-Benz S450$2,680-$988
17Jaguar XJ$2,692-$976
18Genesis G90$2,700-$968
2018 Large Luxury Car Average$2,783-$885
19BMW 740e$2,804-$864
20BMW 740i$2,824-$844
21Mercedes-Benz S560$2,832-$836
22BMW 650i$2,838-$830
23Audi RS 7$2,940-$728
24Mercedes-Benz E63 AMG$3,020-$648
25Mercedes-Benz CLS63 AMG$3,046-$622
26BMW 750i$3,054-$614
27Maserati Ghibli$3,058-$610
28Porsche Panamera$3,118-$550
29Audi A8$3,148-$520
30BMW Alpina B6$3,234-$434
31Maserati Quattroporte$3,246-$422
32Audi S8$3,346-$322
33Mercedes-Benz AMG$3,372-$296
34Mercedes-Benz AMG S63$3,438-$230
35BMW M760i$3,668--
36Mercedes-Benz S65 AMG$4,432$764

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 M760i Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 BMW M760i.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 BMW M760i Insurance Rates by Trim Level
2018 BMW M760i Trim Level Annual Premium Cost Per Month
xDrive Sedan$3,668$306

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 BMW M760i for different driver ages.

2018 BMW M760i Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$12,843$1,070
17$12,588$1,049
18$11,548$962
19$10,399$867
20$8,020$668
21$7,648$637
22$6,882$574
23$5,538$462
24$5,275$440
25$4,282$357
30$3,940$328
35$3,756$313
40$3,668$306
45$3,406$284
50$3,212$268
55$3,004$250
60$3,014$251
65$3,224$269
70$3,436$286
75$3,988$332
80$4,920$410

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW M760i trim levels.