2022 BMW M760i Car Insurance Calculator

See in real-time how different driver and vehicle factors affect the cost of insurance for a 2022 BMW M760i. Customize policy discounts, trim level options, driving record, and coverage amounts to learn how each affects rates. Know immediately if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2022 BMW M760i is $4,212 per year, or about $351 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$4,212

Cost Per Month

$351

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW M760i Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 BMW M760i.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$4,212
Average Rate
Your Rate
$4,212

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 BMW M760i trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 BMW M760i is $4,212.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 BMW M760i vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2022 BMW M760i against all other models in the large luxury car segment. The BMW M760i is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW M760i, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW M760i.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 BMW M760i Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,510-$1,702
2Volvo S90$2,768-$1,444
3Lexus LS 500$2,874-$1,338
4Mercedes-Benz AMG E53$2,922-$1,290
5Genesis G90$2,928-$1,284
6Mercedes-Benz AMG GT43$2,986-$1,226
7Lexus LS 500h$3,074-$1,138
8BMW 840i$3,094-$1,118
9BMW 745e$3,150-$1,062
10Mercedes-Benz EQS 450$3,226-$986
11Infiniti Q60$3,236-$976
12Mercedes-Benz S500$3,276-$936
13Audi RS 7$3,282-$930
14Mercedes-Benz EQS 580$3,306-$906
2022 Large Luxury Car Average$3,380-$832
15BMW M850i$3,526-$686
16Mercedes-Benz S580$3,532-$680
17BMW 740i$3,560-$652
18Audi S8$3,612-$600
19BMW 750i$3,650-$562
20Audi A8$3,658-$554
21Porsche Panamera$3,728-$484
22Mercedes-Benz S560$3,888-$324
23BMW Alpina B8$4,080-$132
24BMW M760i$4,212--
25Mercedes-Benz Maybach S580$4,424$212

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 M760i Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 BMW M760i.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 BMW M760i Insurance Rates by Trim Level
2022 BMW M760i Trim Level Annual Premium Cost Per Month
xDrive Sedan$4,212$351

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 BMW M760i for different driver ages.

2022 BMW M760i Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$14,588$1,216
17$14,324$1,194
18$13,194$1,100
19$11,870$989
20$9,174$765
21$8,754$730
22$7,893$658
23$6,346$529
24$6,050$504
25$4,914$410
30$4,526$377
35$4,314$360
40$4,212$351
45$3,908$326
50$3,682$307
55$3,438$287
60$3,452$288
65$3,692$308
70$3,924$327
75$4,534$378
80$5,582$465

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW M760i trim levels.