2017 BMW X4 Car Insurance Calculator

Understand how different factors impact the cost of insurance for a 2017 BMW X4. Ajust options like policy discounts, vehicle trim level, and driving violations to see how insurance rates are affected. See instantly if the change results in higher or lower rates.

The average estimated car insurance premium for a 2017 BMW X4 is $2,040 per year, or about $170 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,040

Cost Per Month

$170

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW X4 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 BMW X4.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,040
Average Rate
Your Rate
$2,040

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 BMW X4 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 BMW X4 is $2,040.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 BMW X4 vs. the Small Luxury SUV Segment

The table below compares insurance rates for the 2017 BMW X4 against all other models in the small luxury SUV segment. The BMW X4 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW X4, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW X4.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 BMW X4 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo XC60$1,546-$494
2Acura RDX$1,604-$436
3BMW X1$1,668-$372
4Lincoln MKC$1,680-$360
5Mercedes-Benz GLC300$1,728-$312
6Infiniti QX30$1,738-$302
7Mercedes-Benz GLA250$1,740-$300
8Lexus NX 300H$1,856-$184
9Lexus NX 200T$1,902-$138
2017 Small Luxury SUV Average$1,906-$134
10Audi Q3$1,910-$130
11BMW X3$1,924-$116
12Land Rover Evoque$1,936-$104
13Audi Q5$1,976-$64
14BMW X4$2,040--
15Infiniti QX70$2,090$50
16Mercedes-Benz GLA45 AMG$2,098$58
17Jaguar F-Pace$2,152$112
18Mercedes-Benz GLE550E$2,272$232
19Porsche Macan$2,350$310

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 X4 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 BMW X4.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 BMW X4 Insurance Rates by Trim Level
2017 BMW X4 Trim Level Annual Premium Cost Per Month
28i xDrive AWD$1,988$166
m40i xDrive AWD$2,094$175

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 BMW X4 for different driver ages.

2017 BMW X4 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,342$612
17$7,091$591
18$6,308$526
19$5,760$480
20$4,400$367
21$4,199$350
22$3,750$313
23$3,095$258
24$2,918$243
25$2,368$197
30$2,168$181
35$2,098$175
40$2,040$170
45$1,912$159
50$1,812$151
55$1,692$141
60$1,696$141
65$1,806$151
70$1,962$164
75$2,320$193
80$2,862$239

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW X4 trim levels.