2016 BMW X6 Car Insurance Calculator

View in real-time how choices you make impact the cost of insurance for a 2016 BMW X6. Adjust factors such as your location, homeowner status, credit score, and policy coverages. Get instant feedback if the change you make results in cheaper or more expensive car insurance.

The average estimated car insurance premium for a 2016 BMW X6 is $2,460 per year, or about $205 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,460

Cost Per Month

$205

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW X6 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 BMW X6.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,460
Average Rate
Your Rate
$2,460

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 BMW X6 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 BMW X6 is $2,460.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 BMW X6 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2016 BMW X6 against all other models in the midsize luxury SUV segment. The BMW X6 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW X6, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW X6.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 BMW X6 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Infiniti QX50$1,500-$960
2Lincoln MKX$1,556-$904
3Volvo V60$1,698-$762
4Lexus RX 350$1,712-$748
5Volvo XC70$1,730-$730
6Cadillac SRX$1,798-$662
7Acura MDX$1,860-$600
8Lincoln MKT$1,884-$576
9Infiniti QX60$1,900-$560
10Lexus GX 460$1,932-$528
11Lexus RX 450$1,946-$514
12Mercedes-Benz GLE350$1,974-$486
13Land Rover Discovery$1,978-$482
2016 Midsize Luxury SUV Average$2,005-$455
14Audi SQ5$2,040-$420
15Mercedes-Benz GL350$2,056-$404
16Mercedes-Benz GLE400$2,120-$340
17Tesla Model X$2,208-$252
18Mercedes-Benz GLE300$2,212-$248
19Mercedes-Benz GL450$2,250-$210
20BMW X5$2,264-$196
21Mercedes-Benz GLE450$2,282-$178
22Mercedes-Benz AMG GLE63$2,358-$102
23Porsche Cayenne$2,402-$58
24BMW X6$2,460--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 X6 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 BMW X6.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 BMW X6 Insurance Rates by Trim Level
2016 BMW X6 Trim Level Annual Premium Cost Per Month
3.5i sDrive 2WD$2,266$189
3.5i xDrive AWD$2,348$196
50i xDrive AWD$2,444$204
M AWD$2,782$232

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 BMW X6 for different driver ages.

2016 BMW X6 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,843$737
17$8,592$716
18$7,742$645
19$7,019$585
20$5,374$448
21$5,123$427
22$4,586$382
23$3,732$311
24$3,536$295
25$2,866$239
30$2,626$219
35$2,524$210
40$2,460$205
45$2,296$191
50$2,172$181
55$2,028$169
60$2,036$170
65$2,178$182
70$2,350$196
75$2,762$230
80$3,418$285

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW X6 trim levels.