2018 BMW X6 Car Insurance Calculator

Watch in real-time how the choices you make impact the cost of car insurance for a 2018 BMW X6. Experiment with factors like credit rating, policy coverages, liability limits, and coverage deductibles. Know immediately how much your choice changes rates and why.

The average estimated car insurance premium for a 2018 BMW X6 is $2,756 per year, or about $230 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,756

Cost Per Month

$230

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW X6 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 BMW X6.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,756
Average Rate
Your Rate
$2,756

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 BMW X6 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 BMW X6 is $2,756.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 BMW X6 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2018 BMW X6 against all other models in the midsize luxury SUV segment. The BMW X6 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW X6, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW X6.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 BMW X6 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$1,696-$1,060
2Cadillac XT5$1,758-$998
3Lexus RX 350L$1,818-$938
4Lincoln MKT$1,864-$892
5Lexus RX 350$1,890-$866
6Lincoln MKX$1,940-$816
7Jaguar E-Pace$1,956-$800
8Acura MDX$1,978-$778
9Audi SQ5$2,004-$752
10Lexus RX 450$2,046-$710
11Volvo V90$2,060-$696
12Lexus GX 460$2,062-$694
13Infiniti QX60$2,078-$678
14Land Rover Discovery$2,090-$666
15Lexus RX 450hL$2,120-$636
2018 Midsize Luxury SUV Average$2,181-$575
16Mercedes-Benz AMG GLC43$2,206-$550
17Audi Q7$2,218-$538
18Mercedes-Benz GLE350$2,238-$518
19BMW X5$2,282-$474
20Mercedes-Benz AMG GLC63$2,438-$318
21Maserati Levante$2,522-$234
22Tesla Model X$2,610-$146
23Mercedes-Benz AMG GLE43$2,612-$144
24Porsche Cayenne$2,724-$32
25Mercedes-Benz AMG GLE63$2,736-$20
26BMW X6$2,756--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 X6 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 BMW X6.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 BMW X6 Insurance Rates by Trim Level
2018 BMW X6 Trim Level Annual Premium Cost Per Month
3.5i sDrive 2WD$2,672$223
3.5i xDrive AWD$2,672$223
50i xDrive AWD$2,838$237
M AWD$2,838$237

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 BMW X6 for different driver ages.

2018 BMW X6 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,921$827
17$9,665$805
18$8,755$730
19$7,911$659
20$6,061$505
21$5,776$481
22$5,174$431
23$4,181$348
24$3,968$331
25$3,214$268
30$2,946$246
35$2,824$235
40$2,756$230
45$2,566$214
50$2,424$202
55$2,268$189
60$2,276$190
65$2,438$203
70$2,624$219
75$3,082$257
80$3,820$318

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW X6 trim levels.