2020 BMW X6 Car Insurance Calculator

Find out how changes to risk factors and vehicle options impact the insurance cost for a 2020 BMW X6. Experiment with factors like annual miles driven, vehicle usage, driver gender, and your marital status. Find out instantly if the choice you make has a positive or negative impact on rates.

The average estimated car insurance premium for a 2020 BMW X6 is $2,704 per year, or about $225 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,704

Cost Per Month

$225

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW X6 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 BMW X6.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,704
Average Rate
Your Rate
$2,704

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 BMW X6 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 BMW X6 is $2,704.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 BMW X6 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2020 BMW X6 against all other models in the midsize luxury SUV segment. The BMW X6 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW X6, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW X6.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 BMW X6 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$1,942-$762
2Cadillac XT5$1,984-$720
3Lincoln Nautilus$2,044-$660
4Lexus RX 350$2,076-$628
5Infiniti QX50$2,088-$616
6Jaguar E-Pace$2,098-$606
7Lexus RX 350L$2,138-$566
8Cadillac XT6$2,160-$544
9Acura MDX$2,180-$524
10Mercedes-Benz GLE450$2,230-$474
11Lincoln Aviator$2,252-$452
12Volvo V90$2,270-$434
13Infiniti QX60$2,308-$396
14Land Rover Discovery Sport$2,318-$386
15Lexus GX 460$2,352-$352
2020 Midsize Luxury SUV Average$2,368-$336
16Mercedes-Benz AMG GLC43$2,410-$294
17Land Rover Discovery$2,418-$286
18Audi SQ5$2,428-$276
19Mercedes-Benz GLE350$2,440-$264
20Lexus RX 450$2,460-$244
21Audi Q8$2,472-$232
22BMW X5$2,476-$228
23Audi Q7$2,556-$148
24Mercedes-Benz AMG GLC63$2,564-$140
25Audi e-tron$2,646-$58
26BMW X6$2,704--
27Tesla Model X$2,796$92
28Porsche Cayenne$2,864$160
29Mercedes-Benz AMG GLE63$2,990$286

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 X6 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 BMW X6.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 BMW X6 Insurance Rates by Trim Level
2020 BMW X6 Trim Level Annual Premium Cost Per Month
sDrive 40i 2WD$2,564$214
sDrive 40i Executive 2WD$2,628$219
sDrive 40i Premium 2WD$2,628$219
sDrive 40i Sport 2WD$2,628$219
xDrive 40i AWD$2,628$219
xDrive 40i Premium AWD$2,628$219
xDrive 40i Dynamic AWD$2,690$224
xDrive 40i Executive AWD$2,690$224
xDrive 40i Off-Road AWD$2,690$224
xDrive 40i Sport AWD$2,690$224
m50i AWD$2,874$240
m50i Dynamic AWD$2,874$240
m50i Executive AWD$2,938$245

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 BMW X6 for different driver ages.

2020 BMW X6 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,523$794
17$9,300$775
18$8,474$706
19$7,655$638
20$5,889$491
21$5,619$468
22$5,051$421
23$4,084$340
24$3,883$324
25$3,150$263
30$2,896$241
35$2,770$231
40$2,704$225
45$2,516$210
50$2,378$198
55$2,220$185
60$2,230$186
65$2,384$199
70$2,546$212
75$2,970$248
80$3,662$305

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW X6 trim levels.