2022 BMW X6 Car Insurance Calculator

Monitor in real-time how different risk factors influence insurance rates for a 2022 BMW X6. Make changes to factors like coverage deductibles, age of the driver, and policy discounts to learn how each impacts cost. Immediately see if rates get cheaper or more expensive and why.

The average estimated car insurance premium for a 2022 BMW X6 is $3,086 per year, or about $257 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,086

Cost Per Month

$257

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW X6 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 BMW X6.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,086
Average Rate
Your Rate
$3,086

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 BMW X6 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 BMW X6 is $3,086.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 BMW X6 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2022 BMW X6 against all other models in the midsize luxury SUV segment. The BMW X6 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW X6, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW X6.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 BMW X6 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XT5$2,102-$984
2Infiniti QX50$2,160-$926
3Jaguar E-Pace$2,192-$894
4Lexus RX 350$2,202-$884
5Acura MDX$2,214-$872
6Lexus RX 450h$2,254-$832
7Lexus RX 350L$2,282-$804
8Cadillac XT6$2,298-$788
9Volvo V60$2,310-$776
10Land Rover Discovery Sport$2,318-$768
11Land Rover Discovery$2,328-$758
12Lincoln Nautilus$2,340-$746
13Lexus RX 450hL$2,346-$740
14Volvo V90$2,368-$718
15Mercedes-Benz GLE350$2,396-$690
16Lincoln Aviator$2,408-$678
17Mercedes-Benz AMG GLB35$2,436-$650
18Mercedes-Benz GLE450$2,442-$644
19Genesis GV80$2,446-$640
20Lexus GX 460$2,478-$608
21Infiniti QX60$2,488-$598
22Audi SQ5$2,526-$560
2022 Midsize Luxury SUV Average$2,575-$511
23Mercedes-Benz AMG GLC43$2,590-$496
24BMW X5$2,718-$368
25Audi Q7$2,802-$284
26Land Rover Range Rover Sport$2,832-$254
27BMW iX$2,854-$232
28Audi Q8$2,866-$220
29Tesla Model X$2,892-$194
30Audi e-tron$2,900-$186
31Audi SQ7$2,980-$106
32Mercedes-Benz AMG GLE53$3,018-$68
33BMW X6$3,086--
34Mercedes-Benz AMG GLE63$3,216$130
35Porsche Cayenne$3,248$162
36Audi RS 6$3,354$268

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 X6 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 BMW X6.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 BMW X6 Insurance Rates by Trim Level
2022 BMW X6 Trim Level Annual Premium Cost Per Month
xDrive$2,808$234
M50i xDrive$3,112$259
M xDrive$3,338$278

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 BMW X6 for different driver ages.

2022 BMW X6 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,921$910
17$10,657$888
18$9,688$807
19$8,758$730
20$6,731$561
21$6,419$535
22$5,766$481
23$4,670$389
24$4,435$370
25$3,596$300
30$3,304$275
35$3,164$264
40$3,086$257
45$2,872$239
50$2,712$226
55$2,534$211
60$2,544$212
65$2,720$227
70$2,918$243
75$3,404$284
80$4,204$350

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW X6 trim levels.