2024 BMW X6 Car Insurance Calculator

Learn in real-time how changes to risk factors and vehicle options impact the cost of insurance for a 2024 BMW X6. Change driver's age, policy discounts, trim level options, and driving record plus many other factors. Find out instantly if rates go up or down and learn why.

The average estimated car insurance premium for a 2024 BMW X6 is $3,272 per year, or about $273 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,272

Cost Per Month

$273

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

BMW X6 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 BMW X6.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,272
Average Rate
Your Rate
$3,272

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 BMW X6 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 BMW X6 is $3,272.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 BMW X6 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2024 BMW X6 against all other models in the midsize luxury SUV segment. The BMW X6 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the BMW X6, with green values denoting cheaper rates and red values indicating more expensive rates compared to the BMW X6.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 BMW X6 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Jaguar E-Pace$2,190-$1,082
2Cadillac XT5$2,210-$1,062
3Infiniti QX50$2,276-$996
4Cadillac XT6$2,292-$980
5Infiniti QX60$2,304-$968
6Mercedes-Benz AMG GLB35$2,308-$964
7Acura MDX$2,342-$930
8Lexus RX 350$2,350-$922
9Lexus TX 350$2,380-$892
10Lexus RX 350h$2,410-$862
11Lexus TX 500h$2,446-$826
12Lexus RX 500h$2,454-$818
13Lincoln Nautilus$2,472-$800
14Lexus RX 450h$2,476-$796
15Volvo V90$2,496-$776
16Audi SQ5$2,584-$688
17Mercedes-Benz GLE350$2,616-$656
18Lincoln Aviator$2,636-$636
19Lexus GX 550$2,664-$608
20Volvo V60$2,742-$530
21Land Rover Discovery Sport$2,746-$526
22Mercedes-Benz GLE450$2,758-$514
2024 Midsize Luxury SUV Average$2,782-$490
23Cadillac Lyriq$2,784-$488
24Volvo EX90$2,806-$466
25Audi Q7$2,842-$430
26Genesis GV80$2,854-$418
27Mercedes-Benz AMG GLC43$2,868-$404
28Audi e-tron$2,920-$352
29Tesla Model X$2,944-$328
30BMW X5$2,992-$280
31Audi Q8$3,012-$260
32Land Rover Discovery$3,026-$246
33Mercedes-Benz AMG GLE53$3,046-$226
34Audi SQ7$3,148-$124
35BMW iX$3,192-$80
36BMW X6$3,272--
37Land Rover Range Rover Sport$3,410$138
38Audi RS 6$3,482$210
39Porsche Cayenne$3,506$234
40BMW XM$3,844$572
41Mercedes-Benz AMG GLE63$3,948$676

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 X6 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 BMW X6.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 BMW X6 Insurance Rates by Trim Level
2024 BMW X6 Trim Level Annual Premium Cost Per Month
xDrive40i$2,966$247
M60i xDrive$3,274$273
M AWD$3,578$298

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 BMW X6 for different driver ages.

2024 BMW X6 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$11,500$958
17$11,229$936
18$10,228$852
19$9,246$771
20$7,113$593
21$6,789$566
22$6,103$509
23$4,946$412
24$4,698$392
25$3,812$318
30$3,506$292
35$3,356$280
40$3,272$273
45$3,046$254
50$2,876$240
55$2,684$224
60$2,696$225
65$2,880$240
70$3,080$257
75$3,590$299
80$4,424$369

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all BMW X6 trim levels.