Buick Enclave Car Insurance Calculator

Gain insights into how changes to risk factors and vehicle options affect the cost of insurance for a Buick Enclave. Experiment with rate factors like policy discounts, vehicle trim level, and driving violations to see how insurance rates are affected. See instantly why rates change and by how much.

The average estimated car insurance premium for a 2024 Buick Enclave is $2,266 per year, or about $189 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,266

Cost Per Month

$189

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Buick Enclave Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Buick Enclave.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,266
Average Rate
Your Rate
$2,266

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Buick Enclave.

The 'Average Rate' is a combined value for all Buick Enclave trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Buick Enclave is $2,266.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Buick Enclave vs. the Midsize SUV Segment

The table below compares insurance rates for the 2024 Buick Enclave against all other models in the midsize SUV segment. The Buick Enclave is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Buick Enclave, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Buick Enclave.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Buick Enclave Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,866-$400
2Nissan Murano$1,968-$298
3Subaru Outback$1,994-$272
4Buick Envista$2,004-$262
5Subaru Ascent$2,038-$228
6Volkswagen Atlas$2,078-$188
7Volkswagen Atlas Cross Sport$2,086-$180
8Ford Explorer$2,124-$142
9Toyota Highlander$2,132-$134
10Toyota Venza$2,136-$130
11Chevrolet Traverse$2,186-$80
12Mitsubishi Outlander Sport$2,198-$68
13Mitsubishi Outlander PHEV$2,210-$56
14Ford Edge$2,214-$52
15Kia Sorento$2,222-$44
16GMC Acadia$2,262-$4
17Buick Enclave$2,266--
18Honda Pilot$2,280$14
19Mazda CX-9$2,286$20
2024 Midsize SUV Average$2,314$48
20Jeep Grand Cherokee$2,342$76
21Hyundai Santa Fe$2,382$116
22Nissan Pathfinder$2,384$118
23Hyundai Palisade$2,394$128
24Chevrolet Blazer$2,416$150
25Kia Telluride$2,444$178
26Toyota 4Runner$2,510$244
27Mazda CX-90$2,522$256
28Toyota Grand Highlander$2,552$286
29Kia EV9$2,568$302
30Tesla Model Y$2,592$326
31Ford Bronco$2,600$334
32Jeep Wrangler$2,676$410
33Dodge Durango$2,872$606
34Rivian R1S$2,882$616

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Enclave Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Buick Enclave.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Buick Enclave Insurance Rates by Trim Level
2024 Buick Enclave Trim Level Annual Premium Cost Per Month
Essence$2,136$178
Essence AWD$2,174$181
Premium$2,260$188
Premium AWD$2,302$192
Avenir$2,350$196
Avenir AWD$2,370$198

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Buick Enclave for different driver ages.

2024 Buick Enclave Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,026$669
17$7,756$646
18$6,919$577
19$6,325$527
20$4,845$404
21$4,627$386
22$4,141$345
23$3,425$285
24$3,231$269
25$2,626$219
30$2,412$201
35$2,328$194
40$2,266$189
45$2,122$177
50$2,012$168
55$1,876$156
60$1,878$157
65$1,998$167
70$2,164$180
75$2,546$212
80$3,126$261

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Buick Enclave trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Buick Enclave.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Buick Enclave Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Buick Enclave$2,266$189
2023 Buick Enclave$2,196$183
2022 Buick Enclave$2,190$183
2021 Buick Enclave$2,000$167
2020 Buick Enclave$1,938$162
2019 Buick Enclave$2,040$170
2018 Buick Enclave$1,964$164
2017 Buick Enclave$1,852$154
2016 Buick Enclave$1,750$146
2015 Buick Enclave$1,696$141
2014 Buick Enclave$1,784$149
2013 Buick Enclave$1,716$143

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Buick Enclave trim levels for each model year.