Buick Encore Car Insurance Calculator

Discover how changes to risk factors and vehicle options impact the cost of insurance for a Buick Encore. Experiment with your marital status, location, homeowner status, and credit rating to see the impact on rates. Instantly know how much rates change and learn exactly why.

The average estimated car insurance premium for a 2024 Buick Encore is $1,988 per year, or about $166 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,988

Cost Per Month

$166

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Buick Encore Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Buick Encore.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,988
Average Rate
Your Rate
$1,988

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Buick Encore.

The 'Average Rate' is a combined value for all Buick Encore trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Buick Encore is $1,988.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Buick Encore vs. the Small SUV Segment

The table below compares insurance rates for the 2024 Buick Encore against all other models in the small SUV segment. The Buick Encore is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Buick Encore, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Buick Encore.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Buick Encore Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$258
2Chevrolet Trailblazer$1,760-$228
3Kia Soul$1,826-$162
4Nissan Kicks$1,844-$144
5Buick Envision$1,878-$110
6Toyota Corolla Cross$1,888-$100
7Hyundai Venue$1,902-$86
8Mazda CX-5$1,910-$78
9Ford Bronco Sport$1,918-$70
10Volkswagen Tiguan$1,938-$50
11Buick Encore$1,988--
12Honda CR-V$1,996$8
13Volkswagen Taos$2,008$20
14Kia Niro$2,014$26
15Honda HR-V$2,040$52
16Subaru Forester$2,084$96
17Kia Seltos$2,094$106
18GMC Terrain$2,096$108
19Nissan Rogue$2,106$118
20Hyundai Kona$2,110$122
21Mazda CX-30$2,114$126
22Volkswagen ID4$2,124$136
23Ford Escape$2,138$150
2024 Small SUV Average$2,154$166
24Chevrolet Equinox$2,158$170
25Toyota RAV4$2,162$174
26Mazda MX-30$2,172$184
27Hyundai Tucson$2,176$188
28Chevrolet Trax$2,210$222
29Mini Cooper Clubman$2,220$232
30Mini Cooper$2,226$238
31Mitsubishi Eclipse Cross$2,246$258
32Jeep Renegade$2,252$264
33Mitsubishi Outlander$2,280$292
34Kia Sportage$2,294$306
35Hyundai Ioniq 5$2,302$314
36Nissan Ariya$2,304$316
37Fiat 500X$2,310$322
38Mini Cooper Countryman$2,318$330
39Subaru Solterra$2,320$332
40Mazda CX-50$2,326$338
41Toyota bz4X$2,330$342
42Mitsubishi Mirage$2,342$354
43Kia EV6$2,416$428
44Dodge Hornet$2,492$504
45Jeep Compass$2,536$548
46Hyundai Nexo$2,584$596
47Ford Mustang Mach-E$2,742$754

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Encore Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Buick Encore.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Buick Encore Insurance Rates by Trim Level
2024 Buick Encore Trim Level Annual Premium Cost Per Month
GX Preferred$1,916$160
GX Preferred AWD$1,916$160
GX Sport Touring$1,950$163
GX Sport Touring AWD$1,992$166
GX Avenir$2,062$172
GX Avenir AWD$2,098$175

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Buick Encore for different driver ages.

2024 Buick Encore Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,059$588
17$6,829$569
18$6,106$509
19$5,568$464
20$4,272$356
21$4,074$340
22$3,649$304
23$3,008$251
24$2,842$237
25$2,306$192
30$2,120$177
35$2,044$170
40$1,988$166
45$1,862$155
50$1,766$147
55$1,648$137
60$1,652$138
65$1,756$146
70$1,898$158
75$2,234$186
80$2,744$229

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Buick Encore trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Buick Encore.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Buick Encore Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Buick Encore$1,988$166
2023 Buick Encore$1,814$151
2022 Buick Encore$1,768$147
2021 Buick Encore$1,914$160
2020 Buick Encore$1,802$150
2019 Buick Encore$1,726$144
2018 Buick Encore$1,666$139
2017 Buick Encore$1,608$134
2016 Buick Encore$1,376$115
2015 Buick Encore$1,328$111
2014 Buick Encore$1,400$117
2013 Buick Encore$1,348$112

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Buick Encore trim levels for each model year.