2016 Buick Envision Car Insurance Calculator

Learn how changes to driver risk factors and vehicle options influence insurance rates for a 2016 Buick Envision. Adjust rate factors like annual miles driven, vehicle usage, and gender of the driver to see how insurance cost is affected. Know immediately whether your selection increases or decreases your premium.

The average estimated car insurance premium for a 2016 Buick Envision is $1,616 per year, or about $135 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,616

Cost Per Month

$135

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Buick Envision Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Buick Envision.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,616
Average Rate
Your Rate
$1,616

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Buick Envision trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Buick Envision is $1,616.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Buick Envision vs. the Small SUV Segment

The table below compares insurance rates for the 2016 Buick Envision against all other models in the small SUV segment. The Buick Envision is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Buick Envision, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Buick Envision.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Buick Envision Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,308-$308
2Honda CR-V$1,350-$266
3Buick Encore$1,376-$240
4Jeep Compass$1,386-$230
5Nissan Juke$1,388-$228
6Mazda CX-3$1,400-$216
7Mazda CX-5$1,434-$182
8Honda HR-V$1,442-$174
9Mini Cooper Countryman$1,452-$164
10Chevrolet Equinox$1,478-$138
11GMC Terrain$1,484-$132
12Chevrolet Trax$1,504-$112
2016 Small SUV Average$1,521-$95
13Nissan Rogue$1,522-$94
14Mini Cooper$1,528-$88
15Mini Cooper Clubman$1,530-$86
16Kia Sportage$1,540-$76
17Subaru Forester$1,542-$74
18Jeep Renegade$1,548-$68
19Hyundai Tucson$1,558-$58
20Ford Escape$1,588-$28
21Toyota RAV4$1,598-$18
22Kia Soul$1,602-$14
23Buick Envision$1,616--
24Ford C-Max$1,620$4
25Mitsubishi Outlander$1,634$18
26Mini Cooper Paceman$1,698$82
27Jeep Patriot$1,720$104
28Volkswagen Tiguan$1,738$122

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Envision Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Buick Envision.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Buick Envision Insurance Rates by Trim Level
2016 Buick Envision Trim Level Annual Premium Cost Per Month
Premium AWD$1,616$135

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Buick Envision for different driver ages.

2016 Buick Envision Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,810$484
17$5,597$466
18$4,957$413
19$4,540$378
20$3,466$289
21$3,308$276
22$2,953$246
23$2,451$204
24$2,306$192
25$1,870$156
30$1,716$143
35$1,662$139
40$1,616$135
45$1,518$127
50$1,440$120
55$1,346$112
60$1,348$112
65$1,434$120
70$1,556$130
75$1,846$154
80$2,270$189

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Buick Envision trim levels.