Buick LaCrosse Car Insurance Calculator

Monitor in real-time how seemingly small changes affect the cost of insurance for a Buick LaCrosse. Experiment with options like driver's age, policy discounts, and vehicle trim level to see how rates are affected. Know immediately if the selections you make raise or lower your rate.

The average estimated car insurance premium for a 2019 Buick LaCrosse is $1,978 per year, or about $165 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,978

Cost Per Month

$165

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Buick LaCrosse Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Buick LaCrosse.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,978
Average Rate
Your Rate
$1,978

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Buick LaCrosse.

The 'Average Rate' is a combined value for all Buick LaCrosse trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Buick LaCrosse is $1,978.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Buick LaCrosse vs. the Midsize Car Segment

The table below compares insurance rates for the 2019 Buick LaCrosse against all other models in the midsize car segment. The Buick LaCrosse is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Buick LaCrosse, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Buick LaCrosse.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Buick LaCrosse Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Insight$1,662-$316
2Buick Cascada$1,738-$240
3Buick Regal$1,866-$112
4Subaru Legacy$1,886-$92
5Kia Optima$1,910-$68
6Toyota Camry$1,914-$64
7Volkswagen Passat$1,924-$54
2019 Midsize Car Average$1,973-$5
8Buick LaCrosse$1,978--
9Chevrolet Malibu$1,980$2
10Honda Accord$1,994$16
11Nissan Altima$2,040$62
12Hyundai Sonata$2,058$80
13Tesla Model 3$2,064$86
14Ford Fusion$2,100$122
15Volkswagen Arteon$2,172$194
16Kia Stinger$2,280$302

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 LaCrosse Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Buick LaCrosse.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Buick LaCrosse Insurance Rates by Trim Level
2019 Buick LaCrosse Trim Level Annual Premium Cost Per Month
Sedan$1,804$150
Preferred Sedan$1,920$160
Essence Sedan$1,980$165
Premium Group Sedan$1,980$165
Sport Touring Sedan$1,980$165
Avenir Sedan$2,012$168
Essence AWD$2,020$168
Premium AWD$2,024$169
Avenir AWD$2,080$173

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Buick LaCrosse for different driver ages.

2019 Buick LaCrosse Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,063$589
17$6,842$570
18$6,134$511
19$5,581$465
20$4,276$356
21$4,079$340
22$3,651$304
23$2,995$250
24$2,831$236
25$2,294$191
30$2,108$176
35$2,030$169
40$1,978$165
45$1,848$154
50$1,752$146
55$1,638$137
60$1,642$137
65$1,748$146
70$1,888$157
75$2,222$185
80$2,740$228

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Buick LaCrosse trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Buick LaCrosse.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Buick LaCrosse Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2019 Buick LaCrosse$1,978$165
2018 Buick LaCrosse$1,870$156
2017 Buick LaCrosse$1,820$152
2016 Buick LaCrosse$1,666$139
2015 Buick LaCrosse$1,614$135
2014 Buick LaCrosse$1,646$137
2013 Buick LaCrosse$1,438$120

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Buick LaCrosse trim levels for each model year.