Cadillac ATS Car Insurance Calculator

See and learn how changing risk factors affect the cost of insurance for a Cadillac ATS. Experiment with rate factors like policy discounts, vehicle trim level, and driving violations to see how insurance rates are affected. See instantly if rates increase or decrease and why.

The average estimated car insurance premium for a 2019 Cadillac ATS is $2,258 per year, or about $188 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,258

Cost Per Month

$188

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac ATS Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Cadillac ATS.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,258
Average Rate
Your Rate
$2,258

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Cadillac ATS.

The 'Average Rate' is a combined value for all Cadillac ATS trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Cadillac ATS is $2,258.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Cadillac ATS vs. the Small Luxury Car Segment

The table below compares insurance rates for the 2019 Cadillac ATS against all other models in the small luxury car segment. The Cadillac ATS is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac ATS, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac ATS.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Cadillac ATS Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz A220$1,994-$264
2Acura TLX$2,006-$252
3BMW 330i$2,018-$240
4BMW 230i$2,058-$200
5Audi S3$2,074-$184
6Volvo S60$2,102-$156
7Lexus RC 350$2,162-$96
8Genesis G70$2,170-$88
2019 Small Luxury Car Average$2,179-$79
9BMW i3$2,184-$74
10Alfa Romeo Giulia$2,192-$66
11Mercedes-Benz C300$2,242-$16
12Cadillac ATS$2,258--
13Audi A4$2,268$10
14Lexus IS 350$2,282$24
15BMW M240i$2,288$30
16BMW 340i$2,564$306

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 ATS Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Cadillac ATS.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Cadillac ATS Insurance Rates by Trim Level
2019 Cadillac ATS Trim Level Annual Premium Cost Per Month
Coupe$2,100$175
AWD$2,160$180
Luxury AWD$2,160$180
Luxury Coupe$2,160$180
Premium Luxury Coupe$2,236$186
Premium Luxury Driver Assist Package Coupe$2,236$186
Premium Luxury AWD$2,296$191
Premium Luxury Driver Assist Package AWD$2,338$195
Premium Perf Driver Assist Package Coupe$2,338$195
Premium Performance Coupe$2,338$195
V Coupe$2,474$206

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Cadillac ATS for different driver ages.

2019 Cadillac ATS Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,089$674
17$7,831$653
18$7,006$584
19$6,382$532
20$4,884$407
21$4,659$388
22$4,165$347
23$3,421$285
24$3,231$269
25$2,624$219
30$2,406$201
35$2,318$193
40$2,258$188
45$2,110$176
50$2,000$167
55$1,866$156
60$1,872$156
65$1,996$166
70$2,162$180
75$2,548$212
80$3,142$262

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac ATS trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Cadillac ATS.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Cadillac ATS Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2019 Cadillac ATS$2,258$188
2018 Cadillac ATS$2,142$179
2017 Cadillac ATS$2,048$171
2016 Cadillac ATS$1,950$163
2015 Cadillac ATS$1,742$145
2014 Cadillac ATS$1,634$136
2013 Cadillac ATS$1,800$150

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Cadillac ATS trim levels for each model year.