2015 Cadillac ATS Car Insurance Calculator

Discover and learn how seemingly small changes affect the cost of insurance for a 2015 Cadillac ATS. Play around with factors like your location, homeowner status, credit score, and policy coverages. Get instant feedback if the selections you make raise or lower your rate.

The average estimated car insurance premium for a 2015 Cadillac ATS is $1,742 per year, or about $145 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,742

Cost Per Month

$145

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Cadillac ATS Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Cadillac ATS.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,742
Average Rate
Your Rate
$1,742

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Cadillac ATS trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Cadillac ATS is $1,742.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Cadillac ATS vs. the Small Luxury Car Segment

The table below compares insurance rates for the 2015 Cadillac ATS against all other models in the small luxury car segment. The Cadillac ATS is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Cadillac ATS, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Cadillac ATS.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Cadillac ATS Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz SLK 250$1,378-$364
2Mercedes-Benz SLK 350$1,548-$194
3Volvo S60$1,578-$164
4BMW 328xi$1,582-$160
5Acura TLX$1,598-$144
6BMW 228xi$1,608-$134
7Audi A4$1,694-$48
8Cadillac ATS$1,742--
9Lexus IS 350$1,768$26
10BMW 228i$1,780$38
2015 Small Luxury Car Average$1,805$63
11BMW 320i$1,806$64
12BMW i3$1,820$78
13Audi S3$1,822$80
14Lexus CT 200H$1,836$94
15Mercedes-Benz C300$1,850$108
16Mercedes-Benz B-Electric Cell$1,856$114
17BMW 328i$1,866$124
18BMW 335xi$1,890$148
19BMW 328d$1,894$152
20Mercedes-Benz C250$1,954$212
21BMW M235i$1,972$230
22BMW 335i$1,992$250
23BMW Activehybrid 3$2,036$294
24Lexus RC 350$2,098$356
25Lexus IS 250$2,152$410

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 ATS Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Cadillac ATS.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Cadillac ATS Insurance Rates by Trim Level
2015 Cadillac ATS Trim Level Annual Premium Cost Per Month
2 Sedan$1,646$137
2.5 Sedan$1,646$137
2 Coupe$1,666$139
2.0 AWD Sedan$1,692$141
2.0 Luxury Collection Sedan$1,692$141
2.5 Luxury Collection Sedan$1,692$141
2.0 AWD Coupe$1,710$143
2.0 AWD Luxury Collection Coupe$1,710$143
2.0 Luxury Collection Coupe$1,710$143
2.0 Performance Collection Coupe$1,710$143
2.0 AWD Luxury Collection Sedan$1,736$145
2.0 AWD Performance Collection Sedan$1,736$145
2.0 Performance Collection Sedan$1,736$145
3.6 AWD Luxury Collection Sedan$1,736$145
3.6 Luxury Collection Sedan$1,736$145
3.6 Performance Collection Sedan$1,736$145
2.0 AWD Performance Collection Coupe$1,770$148
2.0 AWD Premium Collection Coupe$1,770$148
2.0 Premium Collection Coupe$1,770$148
3.6 AWD Luxury Collection Coupe$1,770$148
3.6 Luxury Collection Coupe$1,770$148
3.6 Performance Collection Coupe$1,770$148
2.0 AWD Premium Collection Sedan$1,794$150
2.0 Premium Collection Sedan$1,794$150
3.6 AWD Performance Collection Sedan$1,794$150
3.6 AWD Premium Collection Sedan$1,794$150
3.6 Premium Collection Sedan$1,794$150
3.6 AWD Performance Collection Coupe$1,814$151
3.6 AWD Premium Collection Coupe$1,814$151
3.6 Premium Collection Coupe$1,814$151

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Cadillac ATS for different driver ages.

2015 Cadillac ATS Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,189$516
17$5,959$497
18$5,272$439
19$4,837$403
20$3,703$309
21$3,534$295
22$3,158$263
23$2,637$220
24$2,481$207
25$2,016$168
30$1,850$154
35$1,794$150
40$1,742$145
45$1,638$137
50$1,556$130
55$1,452$121
60$1,454$121
65$1,542$129
70$1,674$140
75$1,980$165
80$2,426$202

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Cadillac ATS trim levels.